*NEW Capital One Platinum Preferred* Approved?

[Anonymous]

I can tell it must be part of the steps program. It offers 15 month 0% financing and a much lower APR than the standard Platinum.

[AverageJoesCredit]

Im suprised they approved you without access to all 3 reports.

Please remember we dont condone nor is it allowed here to keep one bureau froze in hopes of forcing a lender to pull from another. Creditors should have access to the bureau they need to access your application.And Cap One is a known 3 bureau puller.

[Anonymous]

I wasn’t trying to guide it one way or another i would have unlocked my TU as it had my best score with no medical bill. I had fraudulent activity on my TU in the past so it was frozen for that reason more so than it’s amount of INQs.