@Anonymouswrote:
I’ve tried to stay in the garden, but alas...I lasted a mere 1 month.
The Application:
I completed the application through their mobile site on my iPhone. Please note, I am definitely over 5/24. That rule does not apply to this co-branded card.
The Pull:
A single pull on Equifax. I live in California.
The Score:
FICO Score 8
690-714 Across EQ, TU, EX
Credit Utilization - approximately 29%
Open Accounts - 14
Inquiries - The most on my bureaus is 9 (EQ)
The Approval:
The approval was instant. SL 16k! Not my highest, but not bad. More than I need. This will not be an everyday card. I plan on using it for the benefits, especially the Visa Infinite $100 companion flight credit. I’ve been wanting this card for a while and this may be exactly what I need to keep me in the garden for 6 months (hopefully). Thank you to this forum for all posts on the Ritz. Hopefully this helps someone who is considering the Ritz Card too!
-PointsYoda
Congratulations.
What was the AAoA at the time of application?
How many new accounts within 6 months of the application?
