NFCU #2

[Anonymous]

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@sto0pyd wrote:

What's the "91/3" rule? Is it 91 days after the account has been opened? I'm curious since I'm about to request for a CLI, but my 91- day mark would only have 2 statements generated. My 3rd statement would be > 91 days, more like 100 days.

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So its supposed to be 91 days and 3 full statements, and YMMV, but I have seen ppl get it only over 91 days and 2 statements.   Worst case you get the to early msg which is not a hard pull at least.   Income plays a big part in the 91/3 CLI.

[Anonymous]

Is it the 3rd statement showing in EQ or the 3rd statement in your online account?

[Anonymous]

What a great rebuilding success story! Big congratulations!

[Anonymous]

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@Anonymous wrote:

What a great rebuilding success story! Big congratulations!

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Thanks, its still going too.    This post was 8 months ago, so quite a bit has changed since then and some still the same.   Goodwills still take forever. lol 

[Anonymous]

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@Anonymous wrote:

Is it the 3rd statement showing in EQ or the 3rd statement in your online account?

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3rd statement with NFCU.    However the lending requirements have tightened up since Nov when i first posted this, and most ppl are having to wait till 6 months to get a CLI.  If you have high income and low dti, it could be sooner, but that the trend more to 6 mo now.