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@bizarrocreditworld wrote:Congratulations to your DH on the card.
NFCU doesn't seem to reduce limits, at least from what I've seen here. His credit history certainly helped. since he got the lowest possible rate on the Platinum.
Thanks! This is good to know about no CL reduction, appreciated!
@UncleB wrote:Huge congrats to DH!
I'm another who has had great success at NFCU with a modest income... they are truly exceptional.
Thanks, UncleB. NFCU beat his discover limit, even.
@Medic981 wrote:
Way to Go, DH! Congrats! Monster SL!
Thanks! (I love that minions gif!)
@Meanmchine wrote:
@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃
This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.
I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)Im afraid of these new fangled gizmos too. Can you come over and do a few apps for me pweeze
Hahahahahahaha! I can't guarantee the same results! 😄
@Fire6546 wrote:
It’s weird with the whole income thing and their limits, I signed up a couple months back got my cloc 6k, gorewards 3.5k and yesterday got my auto refi approved 32.4k and have yet to actually provide them with income proof??
Yeah, it just really depends on your credit profile. I didn't need income proof for my card but they asked for it on my CLOC, before they would finalized the approval.
@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃
This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.
I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)
Congrats to the DH there!
Congrats to DH!
@simplynoir wrote:
@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃
This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.
I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)Congrats to the DH there!
Thanks! I'm really happy for him!