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NFCU $24.1K Approval - Platinum Card

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Super Contributor

NFCU $24.1K Approval - Platinum Card

First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)




Message 1 of 34
33 REPLIES 33
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

congrats to DH!

01/01/20 Fico 8: EX 711, EQ 712, TU 724.
01/05/20 Fico 9: EX 678, EQ 691, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
Message 2 of 34
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

Awesome rate and SL. Congrats!

Message 3 of 34
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congratulations to your DH on the card.

 

NFCU doesn't seem to reduce limits, at least from what I've seen here. His credit history certainly helped. since he got the lowest possible rate on the Platinum.

OK, I'm back to a seedling, but I'm done for a long time (unless, of course a great offer comes along).
Message 4 of 34
Moderator

Re: NFCU $24.1K Approval - Platinum Card

Huge congrats to DH!  screamer.gif

 

I'm another who has had great success at NFCU with a modest income... they are truly exceptional.  Smiley Very Happy

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

Message 5 of 34
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

 

Way to Go, DH! Congrats! Monster SL!



















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 34
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@tcbofade wrote:

congrats to DH!


Thanks!





Message 7 of 34
New Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congrats!

Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 8 of 34
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@kilroy8 wrote:

Awesome rate and SL. Congrats!


Thanks! HesH always surprised when he gets approvals, he's not been seeking new credit for a while now. 





Message 9 of 34
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)

Im afraid of these new fangled gizmos too.  Can you come over and do a few apps for me pweeze




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>01/2020 CCT EX 832 TU 848 EQ 842
It's just a jump to the left
And then a step to the right
Put your hands on your hips
You bring your knees in tight
But it's the pelvic thrust that really drives you insane
Let's do the Time Warp again!
Let's do the Time Warp again!

Message 10 of 34
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