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NFCU $24.1K Approval - Platinum Card

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Adkins
Legendary Contributor

NFCU $24.1K Approval - Platinum Card

First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)

Last HP 08-07-2023



Message 1 of 34
33 REPLIES 33
tcbofade
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

congrats to DH!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 34
kilroy8
Community Leader
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

Awesome rate and SL. Congrats!

Message 3 of 34
bizarrocreditworld
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congratulations to your DH on the card.

 

NFCU doesn't seem to reduce limits, at least from what I've seen here. His credit history certainly helped. since he got the lowest possible rate on the Platinum.

No credit news is good credit news!
Message 4 of 34
UncleB
Credit Mentor

Re: NFCU $24.1K Approval - Platinum Card

Huge congrats to DH!  screamer.gif

 

I'm another who has had great success at NFCU with a modest income... they are truly exceptional.  Smiley Very Happy

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

Message 5 of 34
Medic981
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

 

Way to Go, DH! Congrats! Monster SL!







Your FICO credit scores are not just numbers, it’s a skill.
Message 6 of 34
Adkins
Legendary Contributor

Re: NFCU $24.1K Approval - Platinum Card


@tcbofade wrote:

congrats to DH!


Thanks!


Last HP 08-07-2023



Message 7 of 34
Fire6546
New Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congrats!
Message 8 of 34
Adkins
Legendary Contributor

Re: NFCU $24.1K Approval - Platinum Card


@kilroy8 wrote:

Awesome rate and SL. Congrats!


Thanks! HesH always surprised when he gets approvals, he's not been seeking new credit for a while now. 


Last HP 08-07-2023



Message 9 of 34
Meanmchine
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)

Im afraid of these new fangled gizmos too.  Can you come over and do a few apps for me pweeze

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 34
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