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NFCU $24.1K Approval - Platinum Card

Adkins
Super Contributor

NFCU $24.1K Approval - Platinum Card

First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)


Last HP 09-14-2020



Message 1 of 34
33 REPLIES 33
tcbofade
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

congrats to DH!

02/01/21 Fico 8: EX 797, EQ 798, TU 806.
02/03/21 Fico 9: EX 777, EQ 787, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 34
kilroy8
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card

Awesome rate and SL. Congrats!


Message 3 of 34
bizarrocreditworld
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congratulations to your DH on the card.

 

NFCU doesn't seem to reduce limits, at least from what I've seen here. His credit history certainly helped. since he got the lowest possible rate on the Platinum.

OK, I didn't get the full year in the garden this time, but I will next time.
Message 4 of 34
UncleB
Moderator

Re: NFCU $24.1K Approval - Platinum Card

Huge congrats to DH!  screamer.gif

 

I'm another who has had great success at NFCU with a modest income... they are truly exceptional.  Smiley Very Happy

 

Leonardo-DiCaprio-Toast-Fireworks-Gif.gif

Message 5 of 34
Medic981
Valued Contributor

Re: NFCU $24.1K Approval - Platinum Card

 

Way to Go, DH! Congrats! Monster SL!

















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 34
Adkins
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@tcbofade wrote:

congrats to DH!


Thanks!



Last HP 09-14-2020



Message 7 of 34
Fire6546
New Contributor

Re: NFCU $24.1K Approval - Platinum Card

Congrats!

Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 8 of 34
Adkins
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@kilroy8 wrote:

Awesome rate and SL. Congrats!


Thanks! HesH always surprised when he gets approvals, he's not been seeking new credit for a while now. 



Last HP 09-14-2020



Message 9 of 34
Meanmchine
Super Contributor

Re: NFCU $24.1K Approval - Platinum Card


@Adkins wrote:
First off, NOT MY APPROVAL! I'm in The Garden! 😃

This one belongs to my DH. His scores are 760s-780s, depending on CRA, with a long & perfect credit history. He only has two inquires in the last two years. And income is only $30K, which is why I'm really surprised at the high SL. I told him not be shocked if they reduce his limit.

I chose the Platinum card for him because of the lowest interest rate (he got 7.9%), so he can do some balance transfers (at 0%) and save money, even if they don't get paid off in a year. (He was right there as I applied for him, he just hates technology and rather I do it for him!)

Im afraid of these new fangled gizmos too.  Can you come over and do a few apps for me pweeze


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 10 of 34
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