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NFCU 24 k CL ! after decline and Recon by secure Msg

oldman425
Frequent Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg


@TA8088 wrote:

@oldman425 wrote:

Thanks.  I'm not prior service and my Dad who is retired after 29 years is not willing to give me his info to open an account, which I fully understand.


Do a search here on the forum for NFCU and Navy Leage of San Diego and you'll find your answers and your way in without your father's info. 


Thank you!  Step one complete.  Smiley Happy

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 11 of 20
DashaunStayMad
New Member

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

I have an account with Navy Federal, how do I send a secure message because I was declined for their credit card.

Message 12 of 20
Musiclover
Super Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg


@morgacj2004 wrote:
So my wife recently was declined for her first NFCU card. Here is a copy of the secure recon message and their reply which took less than 24 hrs. Navy Rocks!


Subject: Recent credit card application
Navy Federal Response 12/17/2016 :
Thank you for your inquiry as to why your recent credit application was not approved. Because we take our members concerns seriously, we conducted a second review of your application. We are pleased to inform you that your recent credit card application has been approved for $24,000.00. Your new credit card has been issued to your address of record and should be received within approximately seven to ten business days. You will have access to your new account through Navy Federal Online in 24-48 business hours.
If we can be of any further assistance, please let us know, or if you prefer, you may also call us toll-free any time at 1-888-842-6328.




Your Message 12/16/2016 : I recently applied for a Visa card from you and was denied. I am already the secondary on my husbands account but wanted to establish my own account. My scores are around 700 with no negatives of any kind for the past 4 years. My husband has the same history and scores and was given a card. I would like to ask for reconsideration in approving this application. Thankyou in advance.

Incredible! Congratulations!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 13 of 20
Tigers09
Valued Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

Awesome approval on recon!! Great job working for it
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 14 of 20
CreditContractor
Established Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

Nice story.  If at first you don't succeed try try again.  This tells the lender you don't give up easily.

Message 15 of 20
dak17
New Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

OP, could you share the cash advance limit you were given?

Message 16 of 20
Blackswizz750
Established Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

That's good determination after a denial. Very good come up!!
Message 17 of 20
Rebuilding69
Established Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg


@DashaunStayMad wrote:

I have an account with Navy Federal, how do I send a secure message because I was declined for their credit card.


I just login, click on Messages up top right side I think it is, and then click to send a message. Fill in reason to send message, title, and your message.




Message 18 of 20
ItsPossible
Valued Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg


@DashaunStayMad wrote:

I have an account with Navy Federal, how do I send a secure message because I was declined for their credit card.


Hi Dashaun. Welcome to MyFico Forums. There is  wealth of information here. 

 

To do a Secured Message, click on accounter services, then under Account Management, click on Send Us a Message. This should take to the part of the site that lets you send messages. 

 

Hope this helps.

 

 

"Hover mouse over cards to see CL and APR info"


Message 19 of 20
morgacj2004
Valued Contributor

Re: NFCU 24 k CL ! after decline and Recon by secure Msg

8k cash Advance

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 20 of 20
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