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NFCU 2nd card approval & CLI

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kr3st00
Regular Contributor

NFCU 2nd card approval & CLI

Got in with Navy about 100 days ago, instantly applied for CashRewards card and was approved... for $1100... LOWEST SL I've ever had. No worries... I'll put a ton through it and CLI in 91/3. I put over $13,000 on the card within the 91 days... Made a ton of payments.

Fast foward to yesterday. After reading the forums, I decided to app for a 2nd card FIRST then CLI my CashRewards. And that's what I did. Instantly approved for More Rewards with a $15k SL. I was pleased, but this became my 2nd lowest CL card. Still happy. 

CashRewards CLI under 24 hour review... Woke up this morning with a $900 CLI... Smiley Indifferent Not cool. It's STILL my lowest card...

I'm going to call today and ask them to recon the CLI on the CashRewards.

DP's:
~740 Fico across the 3
Annual Income: $260+k
DTI: 9%

Overall utiliaztion: .5%

Message 1 of 9
8 REPLIES 8
AllZero
Mega Contributor

Re: NFCU 2nd card approval & CLI

Congratulations on your CLI and approval!
Message 2 of 9
Anonymous
Not applicable

Re: NFCU 2nd card approval & CLI

Congrats in your CLI, and new card. What card did you apply for?

Message 3 of 9
kr3st00
Regular Contributor

Re: NFCU 2nd card approval & CLI

Ah! I just noticed I abbreviated it.

I applied for the More Rewards AMEX from NFCU yesterday as my 2nd card. 

Message 4 of 9
AverageJoesCredit
Legendary Contributor

Re: NFCU 2nd card approval & CLI

17k in 100+ days, id call that winningSmiley Wink
Message 5 of 9
M_Smart007
Legendary Contributor

Re: NFCU 2nd card approval & CLI

Congratulations!

Message 6 of 9
Traveler101
Established Contributor

Re: NFCU 2nd card approval & CLI

Big Congrats!
Message 7 of 9
Shooting-For-800
Senior Contributor

Re: NFCU 2nd card approval & CLI

Gotta remember its been 100 days.

You got $170 more credit every day since you opened your first card...

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 8 of 9
Meanmchine
Super Contributor

Re: NFCU 2nd card approval & CLI

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 9
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