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NFCU 2nd card approval & CLI

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Regular Contributor

NFCU 2nd card approval & CLI

Got in with Navy about 100 days ago, instantly applied for CashRewards card and was approved... for $1100... LOWEST SL I've ever had. No worries... I'll put a ton through it and CLI in 91/3. I put over $13,000 on the card within the 91 days... Made a ton of payments.

Fast foward to yesterday. After reading the forums, I decided to app for a 2nd card FIRST then CLI my CashRewards. And that's what I did. Instantly approved for More Rewards with a $15k SL. I was pleased, but this became my 2nd lowest CL card. Still happy. 

CashRewards CLI under 24 hour review... Woke up this morning with a $900 CLI... Smiley Indifferent Not cool. It's STILL my lowest card...

I'm going to call today and ask them to recon the CLI on the CashRewards.

DP's:
~740 Fico across the 3
Annual Income: $260+k
DTI: 9%

Overall utiliaztion: .5%

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8 REPLIES 8
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Super Contributor

Re: NFCU 2nd card approval & CLI

Congratulations on your CLI and approval!
Message 2 of 9
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Established Contributor

Re: NFCU 2nd card approval & CLI

Congrats in your CLI, and new card. What card did you apply for?

12/18/19




05/27/20





Cards

Authorized User
Message 3 of 9
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Regular Contributor

Re: NFCU 2nd card approval & CLI

Ah! I just noticed I abbreviated it.

I applied for the More Rewards AMEX from NFCU yesterday as my 2nd card. 

Message 4 of 9
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Community Leader
Mega Contributor

Re: NFCU 2nd card approval & CLI

17k in 100+ days, id call that winningSmiley Wink
Message 5 of 9
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Mega Contributor

Re: NFCU 2nd card approval & CLI

Congratulations!

Message 6 of 9
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Frequent Contributor

Re: NFCU 2nd card approval & CLI

Big Congrats!
Message 7 of 9
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Valued Contributor

Re: NFCU 2nd card approval & CLI

Gotta remember its been 100 days.

You got $170 more credit every day since you opened your first card...

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $375k unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship             1% Cancer Charity - Fifth Third             0% Finance Promos - PenFed & Capital One






Message 8 of 9
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Super Contributor

Re: NFCU 2nd card approval & CLI

Congrats !



3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>05/2020 CCT EX 834 TU 848 EQ 844

I'd get it one piece at a time
And it wouldn't cost me a dime
You'll know it's me when I come through your town
I'm gonna ride around in style
I'm gonna drive everybody wild
'Cause I'll have the only one there is around.

- Johnny Cash One Piece At A Time
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