NFCU 3/91 Second Card and CLI

Buckwheat2U · ‎11-28-2020

So I was trying to be good and garden but I got a great deal on a new car so I had to start over, and my 3/91 with my first NFCU card (Platinum $3k SL) just passed on Wednesday and I was waiting on the statement to show posted. So I decided since I was already starting over, might as well go all in. Apped for the NFCU Rewards Amex and got $25K SL and 9.65%...Score. Then put in for a $5k CLI request on the Platinum and got the "pending" message but I think that's pretty standard from what I've read. Then I noticed in my email I had an email from NFCU that they had already given me an auto-CLI to $4500 so hopefully didn't shoot myself in the foot there. Anyway getting the big SL on the Amex was really the goal here so now definitely back to the garden for me.

As of 7/26/2020

AllZero · ‎11-28-2020

Congratulations on your CLI and approval!

CreditAggie · ‎11-28-2020

Congratulations on your NFCU approval and CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

JNA1 · ‎11-28-2020

Congrats!

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Mad12345 · ‎11-28-2020

@Buckwheat2U wrote:
So I was trying to be good and garden but I got a great deal on a new car so I had to start over, and my 3/91 with my first NFCU card (Platinum $3k SL) just passed on Wednesday and I was waiting on the statement to show posted. So I decided since I was already starting over, might as well go all in. Apped for the NFCU Rewards Amex and got $25K SL and 9.65%...Score. Then put in for a $5k CLI request on the Platinum and got the "pending" message but I think that's pretty standard from what I've read. Then I noticed in my email I had an email from NFCU that they had already given me an auto-CLI to $4500 so hopefully didn't shoot myself in the foot there. Anyway getting the big SL on the Amex was really the goal here so now definitely back to the garden for me.

Congratulations. Hope to be in your shoes with a second card sometime in February.