NFCU $4K CLI

[gcb730]

Decided to pull the trigger and hit the Luv button for my NFCU Cash Rewards Visa.  Requested increase to $5k from my initial $1K CL.  Instant approval to $5k, so it was a SP and I'm still in the garden.  I'm tempted to recon and see what my ceiling is w/o incurring HP.  I'll probably just be satisfied with the increase and try again in a couple of months.  I received an auto $1K CLI last month on my Cap1 No Hassle Cash Rewards (now QuickSilverOne), so things are improving. 

[Scupra]

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@gcb730 wrote:

Decided to pull the trigger and hit the Luv button for my NFCU Cash Rewards Visa.  Requested increase to $5k from my initial $1K CL.  Instant approval to $5k, so it was a SP and I'm still in the garden.  I'm tempted to recon and see what my ceiling is w/o incurring HP.  I'll probably just be satisfied with the increase and try again in a couple of months.  I received an auto $1K CLI last month on my Cap1 No Hassle Cash Rewards (now QuickSilverOne), so things are improving. 

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If it was an instant approval then you can go back and ask for $24k Go do it and come back to let us know what you get!

edit: Also don't forget to ask them to upgrade you to a Signature version

[Creditaddict]

Yes you MUST go back and ask for CLI to $25k and get your full counter CL!

[yudeology101]

Congrats, and if you are to call back & ask for $24k like others mentioned, let us know how it turns out.

[pizza1]

For the love of God!!!!! There's a 90 page thread of the cli for NFCU that Creditaddict put together!!!! You got an instant! That means there's more in the system!! You didn't ask for enough! Go back put in $24k right now (anything over $25 in automatic hP), the system will counter!!!! For the love of GoD!!!! Come back and report here immediately, lmao!! Btw... Congrats!

[Creditaddict]

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@pizza1 wrote:
For the love of God!!!!! There's a 90 page thread of the cli for NFCU that Creditaddict put together!!!! You got an instant! That means there's more in the system!! You didn't ask for enough! Go back put in $24k right now (anything over $25 in automatic hP), the system will counter!!!! For the love of GoD!!!! Come back and report here immediately, lmao!! Btw... Congrats!

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I like you more and more each day! LOL

[pizza1]

Hahahaha at Creditaddict!! But seriously, your thread is at the top in the forum in BIG letters! Everyone that has navy accounts should know about that!!! How can you miss that thread?! it should be required reading, lmao!!!

[gogotexan]

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@Creditaddict wrote:

Yes you MUST go back and ask for CLI to $25k and get your full counter CL!

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+1   Always ask for $25K....I app'd for CLI to $25K online earlier today and was instantly countered for $20K.

[babyeyes00]

I just received a CLI last week.  I've had the card (cash rewards) for a month.  I would like to push the luv button (its creditaddicts fault)  but Im scared.  Thanks guys for all of the good advice on this forum. 

[Creditaddict]

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@babyeyes00 wrote:

I just received a CLI last week.  I've had the card (cash rewards) for a month.  I would like to push the luv button (its creditaddicts fault)  but Im scared.  Thanks guys for all of the good advice on this forum. 

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you have had the card a month and already got a cli?