NFCU 90-Day CLI

[Anonymous]

I recently reached my "three statements and 91+ days" with my NFCU cashRewards card and requested a CLI. At the same time, I applied for a second card. On the second card, I was approved for a $2,500 limit and went from $1,000 to $2,500 on my current card; I requested a $5,000 limit on this card, reading about the $4,000 "covid-era increase."

I've been a member of NFCU for a couple of years now.

I'm wondering about a couple of things:

1. Is it possible to recon on either of these approvals? Don't get me wrong - I'm thrilled to be growing with NFCU but I do want to take advantage of any existing possibility.
2. Ultimately, I'd like to consolidate these cards into one. After the six-month period, is it better to request a CLI on each card and then request a consolidation, or will they not allow these two actions to happen that close together?

Thanks for the advice and feedback!

[coreyb80]

Congrats on the approval and the increase!

[CreditAggie]

Congratulations on your NFCU approval and CLI!

[gdale6]

Grats to your successful move up & the new card

[M_Smart007]

Grats on your approval and CLI. Probably all that Navy is willing to grant you at this time.

I would give it six months then hit them up again. JMO

[Anonymous]

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@Anonymous wrote:

I recently reached my "three statements and 91+ days" with my NFCU cashRewards card and requested a CLI. At the same time, I applied for a second card. On the second card, I was approved for a $2,500 limit and went from $1,000 to $2,500 on my current card; I requested a $5,000 limit on this card, reading about the $4,000 "covid-era increase."

I've been a member of NFCU for a couple of years now.

I'm wondering about a couple of things:

1. Is it possible to recon on either of these approvals? Don't get me wrong - I'm thrilled to be growing with NFCU but I do want to take advantage of any existing possibility.
2. Ultimately, I'd like to consolidate these cards into one. After the six-month period, is it better to request a CLI on each card and then request a consolidation, or will they not allow these two actions to happen that close together?

Thanks for the advice and feedback!

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@Anonymous Congrats on getting a CLI and a new credit line.

Navy is unlikely to grant a CLI of over three times your current limit so the maximum you were likely to achieve on your Cash Rewards card is $3,000.  You certainly can recon but its unlikely to be successful.  Also, if you total the new credit line and the CLI you'd see that they amount to $4,000.

[Total80sKid]

Congrats on the Navy approval and increase 👍🏼

[Mr_Mojo_Risin]

Congratulations!

Love to see some successes, cheers!