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I recently reached my "three statements and 91+ days" with my NFCU cashRewards card and requested a CLI. At the same time, I applied for a second card. On the second card, I was approved for a $2,500 limit and went from $1,000 to $2,500 on my current card; I requested a $5,000 limit on this card, reading about the $4,000 "covid-era increase."
I've been a member of NFCU for a couple of years now.
I'm wondering about a couple of things:
Thanks for the advice and feedback!
Congrats on the approval and the increase!
Congratulations on your NFCU approval and CLI!
Grats to your successful move up & the new card
Grats on your approval and CLI. Probably all that Navy is willing to grant you at this time.
I would give it six months then hit them up again. JMO
@Anonymous wrote:I recently reached my "three statements and 91+ days" with my NFCU cashRewards card and requested a CLI. At the same time, I applied for a second card. On the second card, I was approved for a $2,500 limit and went from $1,000 to $2,500 on my current card; I requested a $5,000 limit on this card, reading about the $4,000 "covid-era increase."
I've been a member of NFCU for a couple of years now.
I'm wondering about a couple of things:
- Is it possible to recon on either of these approvals? Don't get me wrong - I'm thrilled to be growing with NFCU but I do want to take advantage of any existing possibility.
- Ultimately, I'd like to consolidate these cards into one. After the six-month period, is it better to request a CLI on each card and then request a consolidation, or will they not allow these two actions to happen that close together?
Thanks for the advice and feedback!
@Anonymous Congrats on getting a CLI and a new credit line.
Navy is unlikely to grant a CLI of over three times your current limit so the maximum you were likely to achieve on your Cash Rewards card is $3,000. You certainly can recon but its unlikely to be successful. Also, if you total the new credit line and the CLI you'd see that they amount to $4,000.
Congrats on the Navy approval and increase 👍🏼
Congratulations!
Love to see some successes, cheers!