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So hit 91/3 today on my Gorewards card and asked for a cli, went to review for a couple hours...they only approved me for 700 cli so not much, but that is ok, went from 3500 to 4200, not bad after 3 months since ive heard cli are harder to get
plus my 2nd card was approved... A new Flagship instant approval for 9500
Not bad, im happy, no wasted hard pulls for 10200 worth of new credit.
Congrats!
Congratulations!
Congrats on your approvals!!
@CivalV wrote:
I really want to get in with NFCU but I am currently paying down UTL before hand. I want to do a BT with a NFCU Plat. Once my UTL goes down my scores will boost. So when I do feel it’s time to jump, I will and hopefully I can “get my foot in the door” too.
A sound strategy. Early on I identified Navy as a lender I wanted. Like you, I felt my scores/util needed some help before apping for optimal results. So I opened a checking/savings account to "get my foot in the door." Don't know if it helped. Seems like it might & it couldn't hurt. It did help me remain patient -- every time I wanted to jump the gun I just logged into my Navy checking account instead.
Sorry to derail there, Fire. Congratulations! on your approvals.
Congrats on your approval and very nice SL !!!
Thats ok James, I appreciate everyones congrats, its been a long road since my divorce in 2012, I was married for 22 years and my ex decided to get a boyfriend and ruin all the credit we had...Ive done everything I could do to avoid BK and have paid most of the derogs, I still have 4 on my reports. Its a crappy thing for anyone to go thru, but not the end of the world. Ive since remarried 3 years ago and couldnt be happier and for navy to give me 6k cloc, 4.2k GR and now a 9.5k Flagship in 3 short months....Im grateful, especially since Ive so many inquiries, I was nieve to the fact just apping for **bleep** was hurting me prior to finding this forum.
oh yeah plus navy refinanced my nissan from capital one end of nov as well for 32k saving me 100 a month and 7k in interst after buying it last april
@Fire6546 wrote:So hit 91/3 today on my Gorewards card and asked for a cli, went to review for a couple hours...they only approved me for 700 cli so not much, but that is ok, went from 3500 to 4200, not bad after 3 months since ive heard cli are harder to get
plus my 2nd card was approved... A new Flagship instant approval for 9500
Not bad, im happy, no wasted hard pulls for 10200 worth of new credit.
I love the Flagship rewards card. Very nice looking card also.