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NFCU 91/3 CLI and 2nd card approval

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Anonymous
Not applicable

NFCU 91/3 CLI and 2nd card approval

Hello guys,

Just sharing my stats for approval since there’s been a lot of info about NFCU leaning towards a 6 month CLI.

Whole description as follows

8/30 cash rewards approval $500 limit. Credit score was low 600 they pulled my TU. Didn’t use the card for two weeks had trouble navigating the app and I have no NFCU near me. I didn’t realize my statement cut on the 15th. First statement posted a 416 balance immediately PIF. Second statement $0. Third statement $328 credit because once again the app didn’t show a pending payment and I got nervous so I paid it twice. Yeah total amateur moves here.

So fast forward to today. I was up late last night and remembered it was my 91 I decided to request CLI. I didn’t see a max button so I just put in $25k like some suggested and I immediately got the dreaded review.
Went to sleep thinking maybe I should send a message but just wanted to let it play out. Woke up with no notifications but my available balance was now $1k higher. So cash rewards limit now $1500. No emails or notifications no HP notifications either.

Decided to go big or go home. Went for second card. Applied through the app and saw the AMEX more rewards.

APPROVED $15k.

TU on NFCU 597.
4 collections all paid as of 11/05.
Tons of inquiries due to home purchase 10/30 and from auto inquiries last week!

I have no idea what else to say here. This is my first AMEX and my utilization for this month I did try to go AZEO. I graduated from discover it with no increase and my $2500 deposit is getting sent back. So idk how all of that comes into play.

Thought I’d give my stats and thanks to this community!
Message 1 of 10
9 REPLIES 9
AllZero
Mega Contributor

Re: NFCU 91/3 CLI and 2nd card approval

Congratulations on your CLI and approval!
Message 2 of 10
Anonymous
Not applicable

Re: NFCU 91/3 CLI and 2nd card approval

Congrats!! I’m patiently waiting on my 91/3 hoping for similar success with my 2nd card
Message 3 of 10
tbque
Valued Contributor

Re: NFCU 91/3 CLI and 2nd card approval

Congratulations!






Message 4 of 10
Anonymous
Not applicable

Re: NFCU 91/3 CLI and 2nd card approval

Congrats!!!!! 🤣 the MR is a nice pickup.

Just so you know the MR runs on the Amex network but not a true "Amex" so to speak. Found that out myself a while back. To get in with the Amex family of cards check out the legacy and co-branded offerings like the Delta and Hilton cards on the actual Amex site. They have a Prequal app also.

Nice SL BTW!!! 😁
Message 5 of 10
gdale6
Moderator Emeritus

Re: NFCU 91/3 CLI and 2nd card approval

Interesting, congrats on the dbl play Smiley Happy
Message 6 of 10
M_Smart007
Legendary Contributor

Re: NFCU 91/3 CLI and 2nd card approval

 

Congrats!!!!

 

Message 7 of 10
Anonymous
Not applicable

Re: NFCU 91/3 CLI and 2nd card approval

So is it possible to get a sign up bonus on approval of an actual AMEX? Or is the 30k points from this one the once in a lifetime? 🤔
Message 8 of 10
ocheosa
Valued Contributor

Re: NFCU 91/3 CLI and 2nd card approval

Congratulations !! Red Alert ! You Killed It !!

[4/23] Scores 8/9: 700-800s. Util: 1%. Inq/12: EQ 0, EX 5, TU 1. AoOA=14.8y, AoYA=9m.
TCL $618K: Personal $512K, Business $106K.
Message 9 of 10
Meanmchine
Super Contributor

Re: NFCU 91/3 CLI and 2nd card approval

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 10
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