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NFCU APR reduction and CLI

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Established Contributor

NFCU APR reduction and CLI

I have had my cashRewards card for a little over two years and my GO Rewards card for a little over one year. I asked for an APR reduction and both were lowered to the lowest rate they offer.

 

I figured I was in good shape to try for a CLI on my cashRewards card so I asked for a 10K CLI. It was a HP on EX as expected since it's my only report not currently frozen. Got the 24hr message and checked this morning to see that they raised my limit from 25K -> 32K. No complaints here and also no POI required. This was my first CLI on my cashRewards since it started at 25K Smiley Happy

 

My GO Rewards has grown from a SL of 5K -> 22K -> 25K via SP CLI over the year or so of having it.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 1 of 16
15 REPLIES 15
Valued Contributor

Re: NFCU APR reduction and CLI

Sweet. 🎉🎈🍾🎊. Merry Christmas from Navy. 


(10/05/18)
Message 2 of 16
Super Contributor

Re: NFCU APR reduction and CLI

Merry Christmas from NFCU.

 

These guys blow my mind. Such generosity!

 

Congratulations!

Message 3 of 16
Established Contributor

Re: NFCU APR reduction and CLI

That's great news! Congratulations 

 

Message 4 of 16
Frequent Contributor

Re: NFCU APR reduction and CLI

Congrats!!  What a great Christmas present from Navy!!

Message 5 of 16
Community Leader
Super Contributor

Re: NFCU APR reduction and CLI

Navy is da Christmas BOMBSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 6 of 16
Valued Contributor

Re: NFCU APR reduction and CLI

👏 awesome.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 7 of 16
Valued Contributor

Re: NFCU APR reduction and CLI

Very nice! Congratulations!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) Pier 1(23.5k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(18k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 693(7) EQ 687(9)TU 708(10)
AAOA 4yrs TCL=332,600
Message 8 of 16
Regular Contributor

Re: NFCU APR reduction and CLI

Sweet!!! I’m waiting till end of January after AR to finally start periodically requesting CLIs every 3 months from navy.

Gardening til March 2020!
Message 9 of 16
Community Leader
Super Contributor

Re: NFCU APR reduction and CLI

February i can request apr redux woo hooSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 10 of 16
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