Last summer I applied for my 2nd navy card (the More Rewards Amex) and was approved for $600 @ 16.9% (lots of new accts/inq). At that time I was on a solid approval streak (everything was coming back $15k or more) and this one threw me for a loop. Right before I had submitted the amex app I submitted a CLI on the goRewards (moving from $25k to $33k) and I think that absorbed whatever credit I had available.
Annoyed (and I reluctantly admit I was being snobby about it too lol), I called after a month and closed the Amex. It was going to be too much maintenance chasing payments and dates with the limit, no worries though, I'd try again later when my profile was a bit thicker.
Having seen Gmood's and UncleB's approval on their additional Navy cards I figured there's no time like the present to give it that 2nd whirl. I dropped in a new More Rewards Amex approval online today around 12p EST, got the text saying "we got it" right after. By 6p EST I got my 2nd "You're Approved!" text so I rang them up to get the details.
This result has me grinning ear-to-ear and I know there isn't any SUB on it, it's more of a redemption approval for me
Navy Federal More Rewards Amex
Starting Line: $23,900
APR: 12.49% (woo-hoo!!!)
Intro APR: None
Great SL and solid APR. Lowest available on this card is 11.15% so bagging 12.49% is pretty solid for me. I'm wondering if I had applied for the Platinum MC if I would have returned a single digit APR?? Oh well, that's for 2019 Thanks All!
Congrats very nice SL
Thanks Jnbmom! I'm pretty pleased with it. Navy has some good stuff
Awesome SL and apr!
@Gmood, I didn’t know they had something in the oven. I’ll be sure to check for your approval post!
assuming new propel revamped