NFCU Amex Approved 25k

[Anonymous]

Congrats on the great starting limit.

[credit_endurance]

Congratulations DV on a great SL with them! Enjoy

[AverageJoesCredit]

I dont care if ones bk or not, that is one hecka sl and killa apr! Youve done amazing

[Anonymous]

Congrats!! That’s amaaaaaazing!! 

[Takasniper]

Additional background, my score is right around 690 with 15% utilization.  I think total inq this year would be about 4-5 tops.  I haven't pulled my lately information just going off memory. 

I also wanted to ask after I got approved for the NFCU Amex, I requested for a credit increase on my NFCU rewards card and it was approved from $12,500 to $20,000.  Should I go ahead and just get the CLOC of $15k or just stop?  I don't need it, but figured I can have all of there products if they approved me for the Amex and my CLI on the rewards card.

[Anonymous]

If you need the CLOC for UTL purposes, go for it. I didn't need it but still got it lol, $15k

[Takasniper]

Thanks c00mtg was it an easy process or different from credit application? Do I need to provide them with any documentation?

[Anonymous]

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@Takasniper wrote:
Thanks c00mtg was it an easy process or different from credit application? Do I need to provide them with any documentation?

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Easy peezy! All you need to do is apply for it on the app or online and ask how much you want.  I asked for $15k and got $15k. I didn't provide any documentation.  I just had to go in the branch to sign a document since my branch was near my house.

[AverageJoesCredit]

Cloc is different department than cc so will be hp but why not go for the triple lindy?
Nice job getting your other increase

[Takasniper]

Wow NFCU has been real good to me CLI on one card, 25k SL on Amex card, and 15k on CLOC......