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NFCU Approval Cash Rewards

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Anonymous
Not applicable

Re: NFCU Approval Cash Rewards

Congrats to you!

Message 11 of 22
Anonymous
Not applicable

Re: NFCU Approval Cash Rewards

Update and couple questions:

 

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.

 

Second question is when should I apply for 2nd card?  I paid off my last CO but still waiting on reports to update.  Does the 91/3 still apply for the second card or would this move to 6 months as well?

Message 12 of 22
cashorcharge
Community Leader
Super Contributor

Re: NFCU Approval Cash Rewards


@Anonymous wrote:

Update and couple questions:

 

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.

 

Second question is when should I apply for 2nd card?  I paid off my last CO but still waiting on reports to update.  Does the 91/3 still apply for the second card or would this move to 6 months as well?


Let me get this right...you applied and stated a new membership and were offered SL of $1000...then you sent a reply via secure message to recon your starting limit and they can back and went from $1000 to $20,000 just like that??  I cannot say I have heard this before and wouldn't be able to answer your question...congrats

Message 13 of 22
Anonymous
Not applicable

Re: NFCU Approval Cash Rewards

Yes that is exactly what happened.  Sent secure message the day after and then 10 days later I received a reply back stating they had conducted a second review and approved me for 20K starting limit.  I provided POI in my secure message and stated my next DD date would be going to my NFCU checking.  I don't know if it was coincidence but the day they replied and bumped it up was the same day that my direct deposit hit my NFCU checking.  I am not able to post pictures yet but I have the screenshot of the 1000 credit limit and 20000 available credit from the day it was approved.

Message 14 of 22
cashorcharge
Community Leader
Super Contributor

Re: NFCU Approval Cash Rewards


@Anonymous wrote:

Yes that is exactly what happened.  Sent secure message the day after and then 10 days later I received a reply back stating they had conducted a second review and approved me for 20K starting limit.  I provided POI in my secure message and stated my next DD date would be going to my NFCU checking.  I don't know if it was coincidence but the day they replied and bumped it up was the same day that my direct deposit hit my NFCU checking.  I am not able to post pictures yet but I have the screenshot of the 1000 credit limit and 20000 available credit from the day it was approved.


Congrats @Anonymous 

Message 15 of 22
M_Smart007
Legendary Contributor

Re: NFCU Approval Cash Rewards


@Anonymous wrote:

Update and couple questions:

 

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.

 

Second question is when should I apply for 2nd card?  I paid off my last CO but still waiting on reports to update.  Does the 91/3 still apply for the second card or would this move to 6 months as well?


@Anonymous, Congratulations on your recon bump!

 

1) Yes resets 6 months

2) You are golden to apply @ 91/3 (for 2nd card)

Message 16 of 22
M_Smart007
Legendary Contributor

Re: NFCU Approval Cash Rewards


@cashorcharge wrote:

@Anonymous wrote:

Update and couple questions:

 

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.

 

Second question is when should I apply for 2nd card?  I paid off my last CO but still waiting on reports to update.  Does the 91/3 still apply for the second card or would this move to 6 months as well?


Let me get this right...you applied and stated a new membership and were offered SL of $1000...then you sent a reply via secure message to recon your starting limit and they can back and went from $1000 to $20,000 just like that??  I cannot say I have heard this before and wouldn't be able to answer your question...congrats


@cashorcharge, Early Christmas miracle on Navy StreetSmiley Happy

Message 17 of 22
cashorcharge
Community Leader
Super Contributor

Re: NFCU Approval Cash Rewards


@M_Smart007 wrote:

@cashorcharge wrote:

@Anonymous wrote:

Update and couple questions:

 

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.

 

Second question is when should I apply for 2nd card?  I paid off my last CO but still waiting on reports to update.  Does the 91/3 still apply for the second card or would this move to 6 months as well?


Let me get this right...you applied and stated a new membership and were offered SL of $1000...then you sent a reply via secure message to recon your starting limit and they can back and went from $1000 to $20,000 just like that??  I cannot say I have heard this before and wouldn't be able to answer your question...congrats


@cashorcharge, Early Christmas miracle on Navy StreetSmiley Happy


Apparently!

Message 18 of 22
AllZero
Mega Contributor

Re: NFCU Approval Cash Rewards


@Anonymous wrote:

I asked for a recon on my starting limit the day after I originally made this post and was bumped up to 20K starting limit.  I assume that this resets me to 6 months for next CLI based on reading other posts but wanted to confirm.


Congratulations on your reconsideration SL!

Message 19 of 22
Anonymous
Not applicable

Re: NFCU Approval Cash Rewards

After reading this post, I applied for the Amex that NCFU offers and got approved for $7300.

 

This is my biggest limit by far.  Thanks!!!

 

I think they pull TU

 

My current TU- 702

My current EQ- 649

My Current EX- 666

(FICO8)

 

I have Cap1 Platinum $600, Cap1 Venture $4300, Indigo $500, Apple Card $1250, Merrick $500, Credit1 $1000

Utilization is , 5%

 

Message 20 of 22
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