NFCU Approval - Good rate, meh SL

[Buckwheat2U]

I was gardening but was weak when I applied for membership at NFCU and let them talk me into applying for one of their cards. Went with the Platinum due to the low rate and figure it would be good if I had an expense to cover or if I want to transfer some balance over and pay it off at 0% for 12 months. I got the best 5.99% rate but only $3k SL probably because I got the Citi Costco card in June and do have a decent balance on a CapOne VentureOne. Beats a poke in the eye I supposed and I hear they get more generous with some history so maybe not all bad. Now definitely back to gardening.

[newfossil]

Congratulations!!!

[cashorcharge]

Congratulations!!  I had a similar experience a month ago.  It's all good....you'll be counting the statements and dates soon for your CLI's in no time!

[CreditAggie]

Congratulations on your NFCU approval!

[M_Smart007]

@Buckwheat2U  ..Congratulations & Welcome to the Navy family

NFCU does not always give large CL's on your first card, it's a YMMV thing.

Your 2nd and 3rd card is where you usually strike Gold

Some good reading here;

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

[kilroy8]

Congrats!

First card SL is always low for them, but they grow fast. Most of us value the NFCU relationship more than just about any other.

[AverageJoesCredit]

Best apr off the bat and not a $500 sl? Id call that winning

[AllZero]

Congratulations on your approval!

[MyFault]

Congrats on your approval!

[UH_HUH]

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@Buckwheat2U wrote:
I was gardening but was weak when I applied for membership at NFCU and let them talk me into applying for one of their cards. Went with the Platinum due to the low rate and figure it would be good if I had an expense to cover or if I want to transfer some balance over and pay it off at 0% for 12 months. I got the best 5.99% rate but only $3k SL probably because I got the Citi Costco card in June and do have a decent balance on a CapOne VentureOne. Beats a poke in the eye I supposed and I hear they get more generous with some history so maybe not all bad. Now definitely back to gardening.

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So happy for you :-)

Congratulations on your NFCU success!!!

Getting in with NFCU is like getting into an all you

can drink bar...just be careful how much ya want ;-)

Your CL will grow an your second card will be a Giant ;-)

Thanks for sharing your story,

Cheers