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So I after reading all the stuff here about how great NFCU was I finally asked my roommate for an access code to sign up. Joined last night and applied for the cash rewards visa right away.
Approved for $700 SL.
My foot is now in the door.
As for DP:
All scores hovering around 600.
They pulled TU which I believe was at 602.
9 INQs
2 collections
A redeemed repo from 2016 on a paid off car loan (that got me a WF denial and I've banked with them since 2007)
7 new cards since October 2017. (Last one was a cap one plat approval for $1000 a few days prior)
18% util.
Plan to use it a few times and pay in full and request CLI on 91 day, maybe second card depending how the next few months go for my TU score (both collections have been agreed to PFD and already paid so they should be gone in 30ish days.)
Hopefully by the end of the year I can close all my sub-prime cards that I am just holding on to for limits purposes. (About 7k total limit right now).
Congratulations and welcome to the NFCU family!
Congrats !
Congrats on the new relationship! Love me some Navy!!
Congrats! The best part is that your limit could be 10k within a year lol
Congrats on your approval !!!!
YOU...
CONGRATS on your Approval and Thanks for the DPs!!!
Thanks all. I am hoping this grows quickly. If it pans out my plans for the next 2 years should go really well