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NFCU Approval, whoda thought!

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Frequent Contributor

Re: NFCU Approval, whoda thought!

Congrats!! Welcome to NFCU!! You're going to like it here I Guarantee it. Smiley Wink

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Message 11 of 17
Regular Contributor

Re: NFCU Approval, whoda thought!

Congrats on the approval. In time that card will grow. I started with a Navy card at $750 received a CLI to $5100 and 2 additional cards for $27000 exposure and $7500 CLOC within a year. 



Starting Score: TU 527, EQ 543, EX 563
Current Score: TU 690, EQ 677, EX 694
Goal Score:725 Across The Board


Take the myFICO Fitness Challenge
Message 12 of 17
Contributor

Re: NFCU Approval, whoda thought!

Congratulations! NFCU has alot of nice options!



Message 13 of 17
Regular Contributor

Re: NFCU Approval, whoda thought!


@jrdoctor79 wrote:

Congrats on the approval. In time that card will grow. I started with a Navy card at $750 received a CLI to $5100 and 2 additional cards for $27000 exposure and $7500 CLOC within a year. 


I can only dream for this. I'll be happy if I can get half that within a year. My highest open card is at a CL of $1100 (hence why I have 8 cards now, for utilization purposes). My income supports what I spend on cards (~1-2k a month which is PIF usually but sometimes I carry a balance for 1 month if something comes up) so if I can have a good set of 2-3 with high limits I will be happy since my typical spend wont affect my utilization as much (or if I miss the report date for the month). 

 

My next target is one of the reward cards for Gas/Restaurants since I eat out often and my commute is pretty long.

 

Then I can get rid of the sub-primes:

2 Credit Ones

2 First Premiers

1 Avant

2 Capital Ones (will probably keep for now)

And now my NFCU CashRewards (Which will grow Smiley Happy)

Starting FICO 8 as of 2 APR 2019

FICO 8 as of 10 OCT 2019

FICO 9 as of 2 APR 2019

Goal 700 across the board by 7/2021
Message 14 of 17
Regular Contributor

Re: NFCU Approval, whoda thought!

Got my letter in the mail today with my internal NFCU score. It was 282 just to add another DP.

Starting FICO 8 as of 2 APR 2019

FICO 8 as of 10 OCT 2019

FICO 9 as of 2 APR 2019

Goal 700 across the board by 7/2021
Message 15 of 17
Member

Re: NFCU Approval, whoda thought!

Thanks for the added data! And congrats!

 

I know NFCU has good rep, but this builds hope/confidence for those of us who haven't yet applied. Smiley Very Happy

Starting Score: 669
Current Score: 755
Goal Score: 800


Take the myFICO Fitness Challenge

FICOs:

Gardening goal: Nov 2019

Message 16 of 17
Frequent Contributor

Re: NFCU Approval, whoda thought!

Congrats!!


Message 17 of 17
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