cancel
Showing results for 
Search instead for 
Did you mean: 

NFCU Approval with Low Credit Score!

Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!

Outstanding....(and not to be rude)...unbelievable...Smiley Happy...approval..BIG CONGRATULATIONS!!! 

Message 11 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!


@Anonymous wrote:

Outstanding....(and not to be rude)...unbelievable...Smiley Happy...approval..BIG CONGRATUALTIONS!!! 


I am still very shocked myself lol THANK YOU!

Message 12 of 21
CreditInspired
Community Leader
Super Contributor

Re: NFCU Approval with Low Credit Score!

WOW! I’m speechless.

A huge congratulations to you.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 13 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!

Awesome SL!! Navy is a solid CU for sure!! I was just able to remove 4 student loan lates from before I consolidated which gave me a 25 point bump as well as keeping your UTL low.. should give you a significant bump points wise. Congrats on the SL tho! 

Message 14 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!


@Anonymous wrote:

Awesome SL!! Navy is a solid CU for sure!! I was just able to remove 4 student loan lates from before I consolidated which gave me a 25 point bump as well as keeping your UTL low.. should give you a significant bump points wise. Congrats on the SL tho! 


Were your loans Federal Loans? I have tried multiple times and they wont budge Smiley Sad Im hoping if I pay a few of them off, then that will help boost my score.

Message 15 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!


@Anonymous wrote:

@Anonymous wrote:

Awesome SL!! Navy is a solid CU for sure!! I was just able to remove 4 student loan lates from before I consolidated which gave me a 25 point bump as well as keeping your UTL low.. should give you a significant bump points wise. Congrats on the SL tho! 


Were your loans Federal Loans? I have tried multiple times and they wont budge Smiley Sad Im hoping if I pay a few of them off, then that will help boost my score.


I consolidated 3 smaller loans into 1 loan with Great Lakes which services fed loans if I'm not mistaken. The lates were from before the consolidation and after speaking with Great Lakes at length (they all said the same thing about not being able to change anything regarding reporting of lates) a supervisor recommended I file a dispute with the 3 CRA's and it worked. I was at a point and still am when it comes to getting rid of anything derogatory it is worth all the time it takes to make the calls, dispute and or send the letters.

Message 16 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!

Wow! Big congrats on your NFCU GoRewards approval and sweet SL! Smiley Very Happy

Message 17 of 21
Anonymous
Not applicable

Re: NFCU Approval with Low Credit Score!

WOW that’s an amazing approval, I might be just a bit jealous! Smiley Wink

 

What is your DTI ratio out of curiosity? The DTI seems to have a huge influence with NFCU. Smiley Happy

Message 18 of 21
AverageJoesCredit
Legendary Contributor

Re: NFCU Approval with Low Credit Score!

Truely amazing getting 15k on a 560. Navy truely is the bestSmiley Happy Never burnSmiley Wink
Message 19 of 21
Meanmchine
Super Contributor

Re: NFCU Approval with Low Credit Score!

<Jawdropping>

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 830ish (F8) but my app finger is still twitching
Message 20 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.