Congratulations, OP. 👏🏾 This is certainly one from the Pearly Gates of Credit 😂
On a serious note, as mentioned here so many times in the past, Navy loves (1) Aged/Good Relationships. Your 2 year old CR played a factor (2) DTI. Whatever that is in your case. Scores and other factors, Eh...😂
Curious, what was your SL on the CR two years ago? Can you tell us about your CLI journey on that one?
Best of luck on your continued success with this great lender!