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NFCU Approval!!

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Regular Contributor

Re: NFCU Approval!!

Just as an FYI for everyone. I just checked my Credit Karma account and found that there were two new inquiries from today; one on EQ and one on TU. Both were from NFCU. So, it looks like they pulled two reports for my CLOC application; is that normal? I wasn't even certain they'd pull any, since they pulled one less than a week ago for my CC application. Also, those two pulls aren't showing on MyFico yet; it's surprising that Credit Karma is more on top of things than MyFico...

 

Just figured I'd throw that out there in case it isn't common or widely known that they may pull two reports.

Message 11 of 26
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Established Contributor

Re: NFCU Approval!!


@Kjohn1 wrote:

Just as an FYI for everyone. I just checked my Credit Karma account and found that there were two new inquiries from today; one on EQ and one on TU. Both were from NFCU. So, it looks like they pulled two reports for my CLOC application; is that normal? I wasn't even certain they'd pull any, since they pulled one less than a week ago for my CC application. Also, those two pulls aren't showing on MyFico yet; it's surprising that Credit Karma is more on top of things than MyFico...

 

Just figured I'd throw that out there in case it isn't common or widely known that they may pull two reports.


That's one of my complaints with myFICO monitoring....its notifications of things is days after free services like CK.

 

When I joined, I received a TU pull for membership, TU pull for CC and an EQ pull for the CLOC. Weird they double pulled for the CLOC. 

 

 

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 12 of 26
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Valued Contributor

Re: NFCU Approval!!

Congrats on your approval. Normally Navy only does single pulls, but I guess anything could happen. They pulled TU for my membership and CC, and then EQ two weeks later when I applied for CLOC

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 13 of 26
Regular Contributor

Re: NFCU Approval!!

Yeah Tigers, I'm thinking it may not be a good sign that they pulled two...

Message 14 of 26
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Valued Contributor

Re: NFCU Approval!!

Congrats!

Message 15 of 26
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Frequent Contributor

Re: NFCU Approval!!

Any word of the cloc
Last app 1/2/2017.
In the garden until at least 6/2/2017.
Message 16 of 26
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Regular Contributor

Re: NFCU Approval!!

Nope, still nothing. I even sent a secured message before I went to bed (I work nights), and no response to that, either. Doesn't seem like the great customer service I've heard so much about.

Message 17 of 26
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Valued Contributor

Re: NFCU Approval!!

They pulled TU and Eq for my CLOC.  My scores are mid 6's with a Bk 13 dc last September.  My income is a little lower than yours.  I was denied the CC but approved $5000 for the CLOC.  I'm still trying to figure NFCU out because a lot of people say the card is an easier approval than the CLOC...but that wasn't true for me.



EQ 778 EXP 782 TU 729
Message 18 of 26
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Regular Contributor

Re: NFCU Approval!!


@medicgrrl wrote:

They pulled TU and Eq for my CLOC.  My scores are mid 6's with a Bk 13 dc last September.  My income is a little lower than yours.  I was denied the CC but approved $5000 for the CLOC.  I'm still trying to figure NFCU out because a lot of people say the card is an easier approval than the CLOC...but that wasn't true for me.


That does seem a little odd.

Message 19 of 26
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New Contributor

Re: NFCU Approval!!


@medicgrrl wrote:

They pulled TU and Eq for my CLOC.  My scores are mid 6's with a Bk 13 dc last September.  My income is a little lower than yours.  I was denied the CC but approved $5000 for the CLOC.  I'm still trying to figure NFCU out because a lot of people say the card is an easier approval than the CLOC...but that wasn't true for me.


I was approved the CC and denied the CLOC.  Tried again after a few months and finally got the CLOC approved for $5500.  You just never know with NFCU...still gotta love them though!

Message 20 of 26
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