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NFCU Approval

tag
Anonymous
Not applicable

NFCU Approval

Hey, I got approved for the NFCU AMEX. I really didn't expect to get approved, but my SL is 20k. This is the highest I've ever had. I'm also excited because it'll help with my utilization rate.

I have a cash rewards card with as well, but it's only $1500.
Message 1 of 14
13 REPLIES 13
simplynoir
Community Leader
Mega Contributor

Re: NFCU Approval

Congrats!

Message 2 of 14
Anonymous
Not applicable

Re: NFCU Approval

Congratulations!! Any data to share?

How long have you had your first NFCU card? HP EQ? Score FICO 8/9? UTI?
Message 3 of 14
Anonymous
Not applicable

Re: NFCU Approval

Thx. I've had the cash rewards since 2015. It was a hard pull on TU which was 600. EQ is 620.
Utilization is at 44%
Message 4 of 14
Jnbmom
Credit Mentor

Re: NFCU Approval

Wow congrats that a very nice SL.

May I ask if you have a decent/high income? If that's too personal I totally understand
EXP 780 EQ 791TU 795
Message 5 of 14
Anonymous
Not applicable

Re: NFCU Approval

Wow! Congrats to you - I think your SL is the highest that I've seen! Good for you! Enjoy! Smiley Happy

Message 6 of 14
Anonymous
Not applicable

Re: NFCU Approval

Congrats on very nice SL

Message 7 of 14
AverageJoesCredit
Legendary Contributor

Re: NFCU Approval

Wow, 20k on a 600 TU . THATis why I love Navy. Enjoy your new monster Amex
Message 8 of 14
601flyguy
Established Contributor

Re: NFCU Approval

Congrats! I plan to get a membership with these guys soon
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 9 of 14
cf2701
Regular Contributor

Re: NFCU Approval

Awesome approval!!  

 

Question, do you know if they pulled TU FICO version 8 or version 9?

 

Anyone have recent expereince with this?  (I thought I read version 9 now, but I'd like confirmation)

 

Thanks!

BBVA Clearpoints $16,000 | Discover $13,900 | CECU Visa $10,000 | NFCU Go Rewards Visa Sig. $18,500 | NFCU CLOC $15,000 | PayPal CB MC $10,000 | Paypal Credit $10,000 | Card $7,500 | AMX Hilton Honors Ascend $2,000 | Wayfair $23,900 | Sportsmans Guide Visa $12,400 | Kohls $3,000 | Capital One Savor One $3,500 | PNC Cash Rewards $17,000 | PenFed Power Cash Rewards $10,000 | PenFed Gold $10,000 | Lowe's $20,000 | Best Buy Visa $4,000 | Home Depot $4,000 | NFCU Platinum $25,000
Message 10 of 14
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