NFCU Approval

[readytoclimb]

Rebuilding my credit. Got approved for $700 with NFCU cash rewards card. Very low compared to other limits I’ve read on here, but I have to start somewhere. I’m just excited that I was approved. Was recently denied for Discover and Chase cards.

[19eighty5]

Congratulations!

[Anonymous]

Confrats! NFCU is good, use it responsibly for 6-12 months and they’ve got plenty of other good cards and you’ll be fine for discover. Chase will want to see 1 yr+ of responsible revolving, unsecured bank credit, they are also inquiry sensitive.

[Anonymous]

Welcome to NFCU family. Congrats.

[austingal]

Congrats! NFCU is awesome. Your card will grow. August will be two years that I started with them with a $500 secured card. It unsecured at one year and they have given me auto CLIs to where my limit is now $3000.

[Anonymous]

Congrats on your approval. Keep up the good work and it will definately grow......

[Anonymous]

Congrats, rtc!

While you're at it did you consider asking for a CLOC? Your EQ score is much higher, it seems you'd be a good candidate. Just a thought.

[readytoclimb]

James - do I call them to ask for the cloc or is this something I could apply for online. Will this be a second hp or do they use the scores from the cc pull?

[Anonymous]

I've read they use TU for CC and EQ for PLOC, so it would be another HP. 

I'm waiting on a score bump next week then I plan to apply for both. Not all HP are equal. To me 2 NFCU HPs seem well spent.

[readytoclimb]

Ok thx for the info. I will update the board on whether or not it was successful.