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NFCU Approved $20K SL

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Member

Re: NFCU Approved $20K SL

Any advice as to how they look at profiles and approve these high SL?
Who did they pull and what were your scores at the time? Any other data points would be great if you have them thanks!
Message 21 of 25
Frequent Contributor

Re: NFCU Approved $20K SL

Congrats on your approval!!


Message 22 of 25
Regular Contributor

Re: NFCU Approved $20K SL

DW just got approved for a Cash Reward of her own. Exact same SL and APR..... and I meant exactly. And here is the thing, her file is a lot thinner and mine and and her TU score is 90 points lower....


Message 23 of 25
Established Contributor

Re: NFCU Approved $20K SL

Do they do Soft Pull or Hard Pull for CLI?!
















Message 24 of 25
Valued Contributor

Re: NFCU Approved $20K SL


@Patp05 wrote:
Any advice as to how they look at profiles and approve these high SL?
Who did they pull and what were your scores at the time? Any other data points would be great if you have them thanks!

It is all about membership history.

2nd card is much higher SL for most even if only 91 days later.

 

Rebuild started in 2014  -  $100k+ unsecured credit in 2017  -  $275k+ unsecured credit in 2019.

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10% Rotating - Discover                    5%-20% - Amazon & Lowes                3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl         4% Dining & Entertain - Savor            3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything Else - Flagship          1% Cancer Charity - Fifth Third          0% Finance Promos - Venture & QuickSilver





    
Message 25 of 25
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