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NFCU - Approved 50K

Valued Contributor

Re: NFCU - Approved 50K

Holy monster SL, Batman! Well done, and 50 thousand congratulations to you!

FICO 8 Jul '22 EX 756 EQ 764 TU 749
TCL $148,000
Message 21 of 35
Frequent Contributor

Re: NFCU - Approved 50K

WOWZER! Congratulations on the approval! That's amazing! ⭐️😁⭐️


Message 22 of 35
Valued Contributor

Re: NFCU - Approved 50K

Congratulations on your approval and awesome starting limit! That's fantastic! 


Message 23 of 35
Established Contributor

Re: NFCU - Approved 50K

plane congrats.gif


Message 24 of 35
Regular Contributor

Re: NFCU - Approved 50K

Congratulations 🍾🎉👍

Message 25 of 35
Not applicable

Re: NFCU - Approved 50K


Message 26 of 35

Re: NFCU - Approved 50K

Wow nice SL. Didn't know Navy federal gave limits that high anymore. Congrats 

Starting Score: 650
Current Score: 706
Goal Score: 800

Take the myFICO Fitness Challenge

NFCU Signature $7,000|PenFed Signature $7,500|WellsFargo VS $12,000|Citi AA $3,800 Jared’s $5,200|Shell Citi $3,500|Ollo $1,700|Apple Card $4000|Credit One cards $2,400|, Avant $1,250| Primor secured $200| PenFed Pathfinder $10,000
Message 27 of 35
Established Contributor

Re: NFCU - Approved 50K

@californiaboy935 wrote:

Like most things in life... this is a happy accident.  I got a parking ticket for parking on my street - with my permit - and they still upheld the parking ticket when I contested it saying "placard not in full view" all this to say I really wanted to pay by card so as not to waste a points opportunity with the feeless merchant processing system they were using.


Flash forward to two days befor the due date, yesterday evening, and I get the bright idea to apply for the Navy Federal Master Card Platinum.  From my account where i've had the CashRewards Visa for about a year now.  So background of that card, nothing but small purchases never nearing my credit limit (1k) and always paid before statment posting. 


I applied online through the membership portal "Open and Account" in the uper right hand corner.  To my great surprise, APPROVED - 50,800.00 Cash Advance Available 17,400.00 at 17.99% APR. Pulled Equifax Credit Report: 763


Super awesome for not a huge relationship.  I see what all the seasoned credit card cultivators here say about NFCU. Such a privilage to have men and women who fight for our country to protect our freedoms and liberty.  Thank you all for your service. And of course your amazing credit union.

Hot spit, 50K! Now that's a terrific SL! Love Navy. 👊🏻

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s

Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 28 of 35
Established Contributor

Re: NFCU - Approved 50K

Well hot dog!  Congrats!!!

Message 29 of 35
Valued Contributor

Re: NFCU - Approved 50K


Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 30 of 35
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