NFCU Approved!

[Aduke1122]

Lol that's too funny I agree tho😂😂

[baller4life]

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@Gemini101 wrote:
Congratulations and Welcome to the home team...


Question:
Why not have a relationship with all 3 'girls' ?
The old saying goes if one person likes you be thankful
If two dig you, you've got options...
But if three
You da man/woman😂

Meaning you have value as well as options to leverage.

I may be a playa but I with all 3 of the chicks, you mentioned.

Cap-1 ain't leaving my wallet, cause they are a ride or die side chick

PenFed is the uptight, keep it right chick...whose mortgage rates might better and she can be generous on the odd days

Navy is the bottom chick, the one that gets the 1st thought in the a.m. & the last wink at night. Very generous under different circumstances, the easiest to deal with, less nag, more laugh chick...the even day chick

But again I'm a Dawg like options😃

All jk aside, sometimes one has better rates/ options depending on the scenario, so I keep a toothbrush and some clean underwear at all 3 places....you may want to follow suit, just saying!

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Hilarious!! Awesome analogies! 😂

[Chickenpotpie]

I'm pretty picky with what I want in my wallet,  and definitly don't want to be over exposed.     So I keep the card count to 4 with the paypal creditline.   I feel thats about what I can handle without getting in too deep.  For me having gone through a BK was pretty hard, and that was a real lesson learned.  I don't want to ever get to that point again.

CapOne is pretty dead to me.  No CLI for YEARS so they have to go...I think they can work fine for some when they need them, they don't do it for me anymore.  Lowest card in my stack after CapOne is Amazon Chase, which is 9k. 

[arn0822]

I plan to apply with NFCU next week after I close on my house.  I need a car desperately.

[Gemini101]

@arn0822
Don't forget when you app for the auto preapproval , you may as well use the same HP to secure a CLOC.

Enjoy.... you'll have a new house, car and a new LOC😃

[Super_AL]

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@Chickenpotpie wrote:

it was a tossup, I decided to go with NFCU.

I was able to join because of what I do for a living.  I figured it was worth it.  I agonized a bit over PenFed versus NFCU and really, though I have a longterm relationship with PF, NFCU has more ATMs down here that I can use, and, I can really use them as a BANK and not as a place to just put money. 

I won't leave PF completely, I like them though never had a card through them, they may be the ones to use when I need to refi my house though.

Will close CapOne when card is received!

Platinum card

Rate 8.24%

CL: 25,000

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Congratulations to you!...Thanks for sharing.