I went ahead and apped for my second NFCU card just now! Instant approval for Platinum $21,400 at apr of 8.24. They pulled TU which is currently at 665. No inquiries in the past two years except my previous TU HP for the cashRewards for 25k in March. Thank you Navy and myFico!!!!!
This time last year I had two Chase cards and one Cap 1 card and my highest limit was 4300 with Cap 1. Both Chase accounts were closed due to late payments and my credit scores tanked. I am so happy with Navy's confidence in people who have not always had a pristine history!
I really hope they shoe me some serious love soon...
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!