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NFCU CLI $11,200 - - > $29,200

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JGGM
Frequent Contributor

NFCU CLI $11,200 - - > $29,200

For whatever reason I decided I needed a CLI on my NFCU Cash Rewards VS. Applied online, asked for $35k. Got the 'under review, usually takes 24 hours' message. Was notified of a new inquiry on my Equifax report. Logged in to NFCU and saw available credit is $29,200 now. The OCD part of me wishes it was either $29k or $30k.....Chase did the same thing with me on my CSP. Oh well, not complaining really. 

 

Stats: Income slightly north of $100k. Have a checking account with NFCU that I keep $10k in for emergencies. Member since 10/2017. Opened card at time of membership. Scores in siggy. HP on Equifax, not concerned about inquiries. In two weeks, I added $30,200 in available credit off two HP's. Just going to chill for a while, I guess - unless something catches my attention Smiley Very Happy

Current Score 7-1-21: TU: 812 EX: 805 EQ: 839
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred

Message 1 of 17
16 REPLIES 16
simplynoir
Community Leader
Mega Contributor

Re: NFCU CLI $11,200 - - > $29,200

Congrats on the increase there

Message 2 of 17
CreditMagic7
Mega Contributor

Re: NFCU CLI $11,200 - - > $29,200


@JGGM wrote:

For whatever reason Smiley Very Happy


Well, those are your results in return for "whatever" and they look pretty good from this side of the screen.

 

Nice leap!

 

Congratulations!!!

Message 3 of 17
Anonymous
Not applicable

Re: NFCU CLI $11,200 - - > $29,200

Congrats on that CLI!! Thanks for sharing the dp's!

Message 4 of 17
JGGM
Frequent Contributor

Re: NFCU CLI $11,200 - - > $29,200


@Anonymous wrote:

Congrats on that CLI!! Thanks for sharing the dp's!


You're welcome - I always find the DP's to be the most interesting part to read about hahaha!

Current Score 7-1-21: TU: 812 EX: 805 EQ: 839
Goal Score:ACHIEVED - 800 Across the Board
In My Wallet: Cap1 QS - PenFed Power Cash Rewards - PenFed Promise - AmEx Delta Platinum - DISCO - NFCU Cash Rewards - Chase Sapphire Preferred

Message 5 of 17
Cred4All
Valued Contributor

Re: NFCU CLI $11,200 - - > $29,200

Nice to see this and gives some of us hope, congrats on the CLI!


Message 6 of 17
MakingProgress
Senior Contributor

Re: NFCU CLI $11,200 - - > $29,200


@JGGM wrote:

For whatever reason I decided I needed a CLI on my NFCU Cash Rewards VS. Applied online, asked for $35k. Got the 'under review, usually takes 24 hours' message. Was notified of a new inquiry on my Equifax report. Logged in to NFCU and saw available credit is $29,200 now. The OCD part of me wishes it was either $29k or $30k.....Chase did the same thing with me on my CSP. Oh well, not complaining really. 

 

Stats: Income slightly north of $100k. Have a checking account with NFCU that I keep $10k in for emergencies. Member since 10/2017. Opened card at time of membership. Scores in siggy. HP on Equifax, not concerned about inquiries. In two weeks, I added $30,200 in available credit off two HP's. Just going to chill for a while, I guess - unless something catches my attention Smiley Very Happy


Can't complain about a $18 K CLI.

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FICO 8 Starting Score

Current Scores


Garden Goal is All Reports Clean – Achieved 11/26/20
Message 7 of 17
pinkandgrey
Senior Contributor

Re: NFCU CLI $11,200 - - > $29,200

Yikes that’s an insane leap! Congrats!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 8 of 17
9CLINE
Valued Contributor

Re: NFCU CLI $11,200 - - > $29,200

awesome....


Message 9 of 17
Anonymous
Not applicable

Re: NFCU CLI $11,200 - - > $29,200

That is quite the increase! Congrats on the big move!!

 

Enjoy your extra padding. 

Message 10 of 17
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