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I applied for an increase (25k) and got the dreaded message. Immediately locked everything to prevent a hard pull. 2.5 days went by with no increase — just checked and saw they increased my balance to 14k from 10k. I thought for sure I was denied as I also got a 7-10 day message from amex - they must be running slow! No hp yet.
DP info:
Aprox 744 Eq. Have had card since December 6 months. Used for BTs and nearly maxed at time of application. Many other cards with lots of avail credit and 100k plus student loans. Income more than 150k. 4 inquiries 1 recent within past week from different cc.
I had a platinum at 25k. on 7/7, I asked for another 5k and received the 24 hour message. 24 hours later, no increase on the website, no alerts, no emails, nothing. I assumed I was denied, but when I logged in in the afternoon on 7/9 I see that I was approved for +4k = 29k new limit. I guess they could not give me the extra 1 for an even 30. I hate odd numbers.
I have to believe is was a SP, no alerts to a pull.
9/2022 $30000 | 8/2020 $20000 | 12/2018 $30000 | 8/2016 $30000 | 3/2016 $21000 | 5/2014 $20000 | 10/2007 $8900 |
That's awesome to hear, congrats! Its been a day and a half since I requested mine and haven't heard anything so figured I was denied. Maybe they are just behind for me also. 🤞
Yeah they seem to be running a little behind, that was my experience as well.
Updated 8/12/22.
Total Inquiries: EX: 1|TU: 1|EQ: 1
Derogs: 0
AAoA: 2Y1M
AoOA: 2Y6M.
AoYA: 1Y1M.
Total CL: 57,600
Utilization: ~1%
Congratulations on your Increase!!!
BOOM! Congrats on a great NAVY CLI!
Congratulations on your NFCU CLI!
Congrats !
Congratulations!