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NFCU CLI 24 Hour Message

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Anonymous
Not applicable

NFCU CLI 24 Hour Message

I applied for an increase (25k)  and got the dreaded message. Immediately locked everything to prevent a hard pull. 2.5 days went by with no increase — just checked and saw they increased my balance to 14k from 10k. I thought for sure I was denied as I also got a 7-10 day message from amex - they must be running slow! No hp yet. 

DP info:

Aprox 744 Eq. Have had card since December 6 months. Used for  BTs and nearly maxed at time of application. Many other cards with lots of avail credit and 100k plus student loans. Income more than 150k. 4 inquiries 1 recent within past week from different cc. 

 

12 REPLIES 12
AllZero
Mega Contributor

Re: NFCU CLI 24 Hour Message

Congratulations on your CLI!
Message 2 of 13
SlideOrInsert
Regular Contributor

Re: NFCU CLI 24 Hour Message

I had a platinum at 25k. on 7/7, I asked for another 5k and received the 24 hour message. 24 hours later, no increase on the website, no alerts, no emails, nothing. I assumed I was denied, but when I logged in in the afternoon on 7/9 I see that I was approved for +4k = 29k new limit. I guess they could not give me the extra 1 for an even 30. I hate odd numbers.


I have to believe is was a SP, no alerts to a pull.

upgrade
9/2022
$30000
nfcu
8/2020
$20000
nfcu
12/2018
$30000
bofa
8/2016
$30000
citi
3/2016
$21000
discover
5/2014
$20000
chase
10/2007
$8900
Message 3 of 13
Anonymous
Not applicable

Re: NFCU CLI 24 Hour Message

That's awesome to hear, congrats! Its been a day and a half since I requested mine and haven't heard anything so figured I was denied. Maybe they are just behind for me also. 🤞

Message 4 of 13
MrZero
Regular Contributor

Re: NFCU CLI 24 Hour Message

Yeah they seem to be running a little behind, that was my experience as well.

Updated 8/12/22.



Total Inquiries: EX: 1|TU: 1|EQ: 1
Derogs: 0
AAoA: 2Y1M
AoOA: 2Y6M.
AoYA: 1Y1M.
Total CL: 57,600
Utilization: ~1%

Message 5 of 13
M_Smart007
Legendary Contributor

Re: NFCU CLI 24 Hour Message

Congratulations on your Increase!!!

Message 6 of 13
Anonymous
Not applicable

Re: NFCU CLI 24 Hour Message

 

BOOM! Congrats on a great NAVY CLI!

Message 7 of 13
CreditAggie
Community Leader
Super Contributor

Re: NFCU CLI 24 Hour Message

Congratulations on your NFCU CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 13
Meanmchine
Super Contributor

Re: NFCU CLI 24 Hour Message

Congrats !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 13
newfossil
Valued Contributor

Re: NFCU CLI 24 Hour Message

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 10 of 13
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