No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Wavester64 wrote:
@OmarGB9 wrote:Sorry for the decline. Keep us updated when you receive the letter. Also, I think they use TU9 now for CLI, as well as all credit products.
Thanks @OmarGB9 - can anyone else confirm this?
I've been hearing the same here on myFICO. A lot of members have been saying they switched over to TU back around November.
I've had a few CLI's since then but have no idea what they looked at.
@Wavester64 wrote:
@Duke_Nukem wrote:Sorry for the decline, @Wavester64 .
On the bright side, if you tried on day 181... then you still may be in luck. Due to the delays in approving CLI requests last Summer (remember they were taking around 3 days to approve), I'm willing to bet you applied "too early". If your letter states the denial due to a recent CLI occurred, then try again.
It may be best to apply 185 days since last CLI, because it looks like they are counting from the day of approval instead of the day we asked for the CLI.
Looks like you may be correct. I just got the AA letter today, and it was one simple line for reason:
"There has recently been a change to the credit line on this account"
@Duke_Nukem Looks like you were VERY right!
I resubmitted this morning, and this is what I see now
Not sure why it still says $3K, but its moving in the right direction!
Thanks for the tip!
@Wavester64 wrote:
@Wavester64 wrote:
@Duke_Nukem wrote:Sorry for the decline, @Wavester64 .
On the bright side, if you tried on day 181... then you still may be in luck. Due to the delays in approving CLI requests last Summer (remember they were taking around 3 days to approve), I'm willing to bet you applied "too early". If your letter states the denial due to a recent CLI occurred, then try again.
It may be best to apply 185 days since last CLI, because it looks like they are counting from the day of approval instead of the day we asked for the CLI.
Looks like you may be correct. I just got the AA letter today, and it was one simple line for reason:
"There has recently been a change to the credit line on this account"
@Duke_Nukem Looks like you were VERY right!
I resubmitted this morning, and this is what I see now
Not sure why it still says $3K, but its moving in the right direction!
Thanks for the tip!
Congratulations on your CLI!
@Wavester64 wrote:
@Wavester64 wrote:
@Duke_Nukem wrote:Sorry for the decline, @Wavester64 .
On the bright side, if you tried on day 181... then you still may be in luck. Due to the delays in approving CLI requests last Summer (remember they were taking around 3 days to approve), I'm willing to bet you applied "too early". If your letter states the denial due to a recent CLI occurred, then try again.
It may be best to apply 185 days since last CLI, because it looks like they are counting from the day of approval instead of the day we asked for the CLI.
Looks like you may be correct. I just got the AA letter today, and it was one simple line for reason:
"There has recently been a change to the credit line on this account"
@Duke_Nukem Looks like you were VERY right!
I resubmitted this morning, and this is what I see now
Not sure why it still says $3K, but its moving in the right direction!
Thanks for the tip!
There it is! Congrats on your CLI!
Mark your calendar for 185 days to be safe next time!
@Wavester64 wrote:
@Wavester64 wrote:
@Duke_Nukem wrote:Sorry for the decline, @Wavester64 .
On the bright side, if you tried on day 181... then you still may be in luck. Due to the delays in approving CLI requests last Summer (remember they were taking around 3 days to approve), I'm willing to bet you applied "too early". If your letter states the denial due to a recent CLI occurred, then try again.
It may be best to apply 185 days since last CLI, because it looks like they are counting from the day of approval instead of the day we asked for the CLI.
Looks like you may be correct. I just got the AA letter today, and it was one simple line for reason:
"There has recently been a change to the credit line on this account"
@Duke_Nukem Looks like you were VERY right!
I resubmitted this morning, and this is what I see now
Not sure why it still says $3K, but its moving in the right direction!
Thanks for the tip!
Alright! You got the COVID era maximum, $4k. Congrats! Glad it was just a timing hiccup.
@Wavester64 wrote:
@Wavester64 wrote:
@Duke_Nukem wrote:Sorry for the decline, @Wavester64 .
On the bright side, if you tried on day 181... then you still may be in luck. Due to the delays in approving CLI requests last Summer (remember they were taking around 3 days to approve), I'm willing to bet you applied "too early". If your letter states the denial due to a recent CLI occurred, then try again.
It may be best to apply 185 days since last CLI, because it looks like they are counting from the day of approval instead of the day we asked for the CLI.
Looks like you may be correct. I just got the AA letter today, and it was one simple line for reason:
"There has recently been a change to the credit line on this account"
@Duke_Nukem Looks like you were VERY right!
I resubmitted this morning, and this is what I see now
Not sure why it still says $3K, but its moving in the right direction!
Thanks for the tip!
WOOHOO!!! Congrats, @Wavester64 ! We should be getting back to the standard 181 time period around May or June since Navy appears to be back on track with CLI approvals. But it may not hurt to extend that out to 183 or 185 just to be on the safe side. Not sure we MF'rs can wait that long with our itchy trigger fingers!
Congratulations
Congrats on the increase!
That's terrific! Congratulations on your eventual CLI approval!! 🎉🥂