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NFCU CLI & Cap One Walmart MC

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Anonymous
Not applicable

NFCU CLI & Cap One Walmart MC

So new too the forum but have been reading for months. Joined Navy Fed on March 10th 2020 and appiled for the CR card and was instanly approved for $500 was kinda disappointed was happy I was approved TU score at the time was 602. Fast forward too July 2020 and past my 91/3 asked for a CLI of $1500 and countered back with $900. They used my June report that was probably around TU 620. Also got a $100 dollar increase on my Walmart MC bringing it too a wooping $400 bucks was still approved for the CLI. When I recieved my denial letter from NF it said I was at the max unsercured credit limit so now I'm scared too App for my second card. Current TU scores are 649.

Message 1 of 11
10 REPLIES 10
AllZero
Mega Contributor

Re: NFCU CLI & Cap One Walmart MC

Congratulations on your CLIs and approval!

Message 2 of 11
M_Smart007
Legendary Contributor

Re: NFCU CLI & Cap One Walmart MC

 

ETA: Welcome to the forums!

 

Message 3 of 11
M_Smart007
Legendary Contributor

Re: NFCU CLI & Cap One Walmart MC


@Anonymous wrote:

When I recieved my denial letter from NF it said I was at the max unsercured credit limit so now I'm scared too App for my second card. Current TU scores are 649.


@Anonymous, Having hit max internal limit, I would suggest holding off any Navy apps for 6 months.

 

You could read here in the meantimeSmiley Happy

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/td-p/3419729

Message 4 of 11
Anonymous
Not applicable

Re: NFCU CLI & Cap One Walmart MC

Yea that's what I was thnking of just waiting until Oct. too pull the trigger on my second card. Thanks for the reply.

Message 5 of 11
M_Smart007
Legendary Contributor

Re: NFCU CLI & Cap One Walmart MC

You're welcomeSmiley Happy

Message 6 of 11
CreditAggie
Community Leader
Super Contributor

Re: NFCU CLI & Cap One Walmart MC

Congratulations on your NFCU and Walmart CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 11
gdale6
Moderator Emeritus

Re: NFCU CLI & Cap One Walmart MC

Grats on your double play and welcome to myfico Smiley Happy

Message 8 of 11
mrcraft
Valued Contributor

Re: NFCU CLI & Cap One Walmart MC

Congratulations on your CLI's!!



Message 9 of 11
slickwidit
Established Contributor

Re: NFCU CLI & Cap One Walmart MC

Congratulations 🍾🎈🎊🎉 

"Achieving your goal is great and everything.. But The journey is where all the amazing stuff happens" *Slickwidit*
Score goals - 800+ (85 points away)
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