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Came out of the garden to refi my car with DCU because of a pre-approval a couple weeks ago (started at 13.6% with Cap1, now down to 3.99% with DCU!), and while I was at it decided to pull the trigger on a NFCU Cloc after they had denied me initially back in May. Was instantly approved for the max, 15K, on the CLOC. This morning, realized it had been more than 90 days on my NFCU cashRewards, and hit the button. Instant approval to 22k (starting line was 4200, and I've been using it for EVERYTHING but paying multiple times a month to keep it low).
Just 4 months ago I had a grand total of about $3k available credit. I'm officially in the 50k club now, and I'm not even 2 years out of my Ch7 discharge. Woot! Okay, back in the garden for me!
Congrats
@AverageJoesCredit wrote:
Thats insanely awesome Navy can take anyone and make them an astronaut overnight Great job and huge difference in car payments
Thanks!
The refi didn't actually make a huge different to my car payment because the term is a little shorter, but the overall interest I'll pay will certainly be much less! So that's a good feeling.