NFCU CLI approval!

Anonymous · ‎01-16-2022

First CLI request with NFCU and got approved! Took about 3 days

, even thought the app says 24 hours. Was a soft pull and went from $2.5k -> $7.5k also 690 TU. Hope this helps for a data point. Also paid in full before each statement was cut and waited 3 full statements and 91 days before applying!

SUPERSQUID · ‎01-16-2022

CONGRATS !!!!!

Did you put a lot of monthly spend on the card?

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017

Anonymous · ‎01-16-2022

Just went through my statements but October was $60, November was $2,600, and December $2,000. Hope this helps!

CreditMagic7 · ‎01-16-2022

Congratulations on the NFCU CLI Approval!!

pizzadude · ‎01-16-2022

Congrats on the NFCU luv!

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

AverageJoesCredit · ‎01-16-2022

@Anonymous wrote:
First CLI request with NFCU and got approved! Took about 3 days
, even thought the app says 24 hours. Was a soft pull and went from $2.5k -> $7.5k also 690 TU. Hope this helps for a data point. Also paid in full before each statement was cut and waited 3 full statements and 91 days before applying!

Welcome. Great job, have fun on your Navy journey

CreditAggie · ‎01-16-2022

Congratulations on your NFCU CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Elpadrino1 · ‎01-16-2022

Congratulations on your CLI!!

mgood · ‎01-16-2022

Congratulations, and welcome!

$17,500 Chase Sapphire Preferred Visa Signature 01/23

$17,500 Chase Amazon Prime Rewards Visa Signature 05/23

$12,000 Chase Freedom Flex World Elite Mastercard 05/21

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Shopper Cash Rewards Visa Signature 12/23

$13,900 Citi Custom Cash World Elite Mastercard 07/22

$5,850 Capital One SavorOne World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$4,000 Eddie Bauer (Comenity Bank) 05/16

$1,000 American Express Blue Cash Preferred 04/24

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 23
Goal Score: EQ8 780, TU8 780, EX8 780
Take the myFICO Fitness Challenge

AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24

Reviewers · ‎01-16-2022

Congratulations on the $7.5k NFCU CL now @Anonymous