@Anonymous wrote:No way to avoid HP with Navy. I did the same as you and asked for a CLI rather than app for second card. You probably could have gotten a second $25k card with that HP.
Maybe, and I didn't think of it. Also really don't need another card but I wish I would have at least pondered that option, and known a HP was imminent.
I called them to see if we could use that new HP for anything ...New card, consumer loan, CLOC increase yada yada. The conistent answer was "NO" ...anything you do with them will incur a HP so of course I passed.
You already know all this, but sharing this for FYI to others.
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