NFCU CLI from $7,800 to $17,800!

Nayola · ‎02-03-2019

On Saturday afternoon my Navy Platinum Visa was at the 95-day mark, so I thought I'd try for a credit limit increase. I hit the luv button (I can't even remember how much I requested), and I got the 3-5 day message. I left the page sad :-(

But then I remembered that this message is not always the kiss of death, so I began revisiting Navy's website a ridiculous amount of times to check to see if there was any positive news. Finally, sometime Sunday I checked the website again and saw that my credit limit had been increased by $10,000. Hooray!! I am beyond thrilled.

I love this board and all of the things that I have learned, and I love Navy Federal :-)

They pulled Equifax (which just happens to have my best score, which right now is at 775).

Anonymous · ‎02-03-2019

Amazing! Congratulations!

AverageJoesCredit · ‎02-04-2019

Big congrats

Cred4All · ‎02-04-2019

A 10k CLI, good for you... that's a solid win!

xaximus · ‎02-04-2019

Congrats on the CLI!

Scores - All bureaus 770 +
TCL - Est. $410K

19eighty5 · ‎02-04-2019

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

CA4Closure · ‎02-05-2019

Was it a Hard pull or Soft?

Anonymous · ‎02-05-2019

Congrats on your $10k NFCU CLI!

Nayola · ‎02-05-2019

CA4Closure, it was a hard pull.

MartyWrite75 · ‎02-05-2019

Congratulations on your CLI! NICEEEE!

April 2024: Experian 769; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)