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NFCU CLI

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Contributor

NFCU CLI

I requested a CLI today so I could take advantage of the current BT promo for about 4000 and lower my utilization. My credit line was @ 9000. All of my files are currently frozen and my first attempt said that it wasn't processed due to an unspecified condition which I assume was frozen files. Unfroze equifax, resubmitted request for 15000, and was approved instantly. The funny thing is I think it was a soft inquiry because I didn't receive any update from USAA credit monitoring.

Message 1 of 6
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Valued Contributor

Re: NFCU CLI


@NinComPoop wrote:

@I requested a CLI today so I could take advantage of the current BT promo for about 4000 and lower my utilization. My credit line was @ 9000. All of my files are currently frozen and my first attempt said that it wasn't processed due to an unspecified condition which I assume was frozen files. Unfroze equifax, resubmitted request for 15000, and was approved instantly. The funny thing is I think it was a soft inquiry because I didn't receive any update from USAA credit monitoring.



Very nice! Congrats, and keep up the good work Smiley Happy

Message 2 of 6
Contributor

Re: NFCU CLI

Thanks for the support!

Message 3 of 6
Valued Contributor

Re: NFCU CLI

Congrats on the great increase! Is USAA that fast in notifying new inquiries?

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 815 TU 816
Message 4 of 6
Senior Contributor

Re: NFCU CLI

Nice job!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
Message 5 of 6
Contributor

Re: NFCU CLI

The CLI was from around 1am and no notification yet. I'll keep an eye out and update if or when I get an alert.

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