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NFCU CLI

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babbles
Established Contributor

NFCU CLI

If you are approved for a CLI with NavyFed, would it show up in your online profile right away?  if it's pendng, how long could it pend for?  thanks for any info!

Message 1 of 19
18 REPLIES 18
thornback
Senior Contributor

Re: NFCU CLI

If you're instantly approved (rare), your account will immediately show increased available credit  -  but the increase won't be reflected in the limit noted until the system updates overnight.

 

If it goes pending (common)  a decision can take anywhere from 30 minutes to 48 hours,  depends on how busy they are -- it's ususally within 24 hours though.  You will likely not receive any notification (i've never received notification for a CLI) -- you kinda just have to keep checking your account to look for an increase in your available credit. 

 

Good luck!

 

 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 19
M_Smart007
Legendary Contributor

Re: NFCU CLI

Congratulations!🎄

Message 3 of 19
Marz2002
Senior Contributor

Re: NFCU CLI


@babbles wrote:

If you are approved for a CLI with NavyFed, would it show up in your online profile right away?  if it's pendng, how long could it pend for?  thanks for any info!


CONGRATS , I think!?

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 4 of 19
AllZero
Mega Contributor

Re: NFCU CLI

Congratulations on your CLI!
Message 5 of 19
babbles
Established Contributor

Re: NFCU CLI

yes, there is a small increase of 3K but I am grateful for that and no HP even though I did an application

Message 6 of 19
Anonymous
Not applicable

Re: NFCU CLI

Congrats on ending up with a $3k increase!

Message 7 of 19
AverageJoesCredit
Legendary Contributor

Re: NFCU CLI


@babbles wrote:

yes, there is a small increase of 3K but I am grateful for that and no HP even though I did an application


No such thing as a small Navy increaseSmiley Wink EnjoySmiley Happy

Message 8 of 19
JNA1
Valued Contributor

Re: NFCU CLI

Congrats! 

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 9 of 19
CerebralZulu
Frequent Contributor

Re: NFCU CLI

Congrats on the CLI!


Message 10 of 19
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