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NFCU CR Approved

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Anonymous
Not applicable
‎02-25-2021 07:45 AM
‎02-25-2021 07:45 AM

NFCU CR Approved

New to the forum but I've been lurkng and learning . After reading and researching I decided to finally apply to NFCU. APPROVED at 25k NFCU CR at 9.65apr. I have been a solid member for 6 years now with two Auto loans threw them and my DD goes to them as well. I have been rebuilding for the past 7 years due to x issues while deployed and was sitting at 715s across the big three until this past Christmas. While Christmas was paid for there were a couple unexpected events which put me down to 695exp 671eq and 686TU. While heavily paying down everything makes me feel disciplined I realized i could transfer and offset the burden a little. This forum has been such a huge source of inspiration and education and I cannot thank everyone here enough. My heart is still racing.

Message 1 of 19
18 REPLIES 18
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎02-25-2021 07:49 AM
‎02-25-2021 07:49 AM

Re: NFCU CR Approved

Congratulations on your NFCU approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 19
thornback
Senior Contributor
‎02-25-2021 07:53 AM
‎02-25-2021 07:53 AM

Re: NFCU CR Approved

Congratulations! Fantastic SL and APR for that card.  Nice. 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 3 of 19
M_Smart007
Legendary Contributor
‎02-25-2021 07:55 AM
‎02-25-2021 07:55 AM

Re: NFCU CR Approved

Congratulations!

Message 4 of 19
CreditMagic7
Mega Contributor
‎02-25-2021 08:06 AM
‎02-25-2021 08:06 AM

Re: NFCU CR Approved

Congratulations on your Navy Card approval!

Message 5 of 19
gdale6
Moderator Emeritus
‎02-25-2021 08:13 AM
‎02-25-2021 08:13 AM

Re: NFCU CR Approved

Sweet and welcome to my Fico Smiley Happy

Message 6 of 19
JeffMO
Regular Contributor
‎02-25-2021 08:27 AM
‎02-25-2021 08:27 AM

Re: NFCU CR Approved

Nice job and haul, welcome!






Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.
Starting Score: 560
Current Score: 795
Goal Score: 850

Take the myFICO Fitness Challenge
Message 7 of 19
blindambition
Senior Contributor
‎02-25-2021 08:46 AM
‎02-25-2021 08:46 AM

Re: NFCU CR Approved

While I know you've been a member for six years, that's still a fantastic approval on first Navy card. Congrats on that feat alone!!! Enjoy it!!

Welcome to the forum!!

Smiley Happy

Message 8 of 19
AllZero
Mega Contributor
‎02-25-2021 08:49 AM
‎02-25-2021 08:49 AM

Re: NFCU CR Approved

Congratulations on your approval!
Message 9 of 19
heeseon
Frequent Contributor
‎02-25-2021 08:58 AM
‎02-25-2021 08:58 AM

Re: NFCU CR Approved

Congratulations

TU789 EQ786 EX791(05/23)
Message 10 of 19
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