NFCU Cash Rewards Approval - After recon

[HighAchiever]

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@Anonymous wrote:

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@HighAchiever wrote:
Congratulations on your approval!!! As others have stated, it will grow... the most important thing was to get your foot in the door!  

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Absolutely! Looking forward to 91 days. Is that from account opening, or first statement?

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I believe it is from the account opening date...   

[Anonymous]

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@HighAchiever wrote:

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@Anonymous wrote:

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@HighAchiever wrote:
Congratulations on your approval!!! As others have stated, it will grow... the most important thing was to get your foot in the door!  

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Absolutely! Looking forward to 91 days. Is that from account opening, or first statement?

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I believe it is from the account opening date...   

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Awesome. Hopefully, i'll get a new card with a nice SL.

[Shooting-For-800]

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@Anonymous wrote:

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@Shooting-For-800 wrote:

Got your foot in the door!

Awesome!

I only got $1,000 with a 745 fico on my first card, so do not sweat it.

91 days later I got a $20,000 flagship with a lower fico.  lol.

GL!

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Hoping in 91 days, I can get a CLI and new card.

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Yep got a CLI also to $3,000.  3x is max I believe.

GL!

[AverageJoesCredit]

3x does not apply to Navy Fed, only Centurian Bank Amex

[AverageJoesCredit]

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@Anonymous wrote:

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@AverageJoesCredit wrote:
Super grats i too started out at $500 and im the poorest person here on myFico! My total exposure with Navy is now at $17.2 K They will grow

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I'm gonna try for a CLI and a new card at 91 days. Not sure which one I should try for.

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3 statement cuts and to be safe , id go on day 92 or above. Go for whichever card you would use most. I used to have the Amex too, the triple lindy ( CR, Plat, Amex) but consolidated as i realized i wasnt really using it like i could.Too many cards , lol, makes it hard to properly utilize a card as it should. 

[Shooting-For-800]

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@AverageJoesCredit wrote:
3x does not apply to Navy Fed, only Centurian Bank Amex

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3x seems to be the max in most cases I have seen for the first CLI.  

Seems odd that I would get exactly 3x on CLI yet 20x my original limit for a new card.

Regardless, I think we can all agree that 2nd SLs are generally much higher than CLIs on 1st cards.

[CreditInspired]

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@Anonymous wrote:

I joined NFCU on July 30th. I applied for the cash rewards card on July 31st. My application went under review and was deinied about an hour later. I sent a secure message asking for reconsideration. They replied to me earlier today with the message below.

Thank you for your message. We conducted a second review of your recent application for a cashRewards credit card. We are pleased to inform you that your request has been approved. Your new credit limit is $500.00. If we can be of any further assistance, please let us know.

I'm super excited about being in the door with NFCU even with a $500 SL! 

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Congratulations on a successful recon. And if you treat them right, the sky is the limit.

GL2U