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NFCU Cash Rewards Approval, interesting bankruptcy DP's

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Nova5041
Frequent Contributor

NFCU Cash Rewards Approval, interesting bankruptcy DP's

I have started getting rid of some of my subprime cards, and was going to apply for this card later this year. But I figured what the heck, its been exactly a year since my discharge, why not go ahead and apply. I had done extensive research on this site regarding NFCU and their bankruptcy polices, and found they will not approve you until your atleast 1 year from your discharge, and its most likely will be 1k for an SL, with any real CLI until after the second year. Well to my surprise, I applied and was instantly approved for $10k. I'm completely floored, I didnt expect to get in that CL range for atleast another year from now. I hope it wasnt a mistake, I did get an email and text saying I was approved. But this dont match their policy, unless they changed it. I will feel better once I can see the account online. LOL! In the meantime, Im offically done and in the garden. Im very grateful and glad to finally get in the door with NFCU. Looks like i might not miss Amex after all!!:smileylol

 

UPDATED- Just got the email with the card number, now I can rest easy!Smiley LOL

2019-06-01 (2).png


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 1 of 12
11 REPLIES 11
Aim_High
Super Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

W O W !!!  Smiley Surprised

 

VERY generous line under the circumstances!

 

Go NAVY FCU!!!  Enjoy your new card!  Smiley Very Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 2 of 12
VanderSnoot
Established Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Congratulations! Navy comes through yet again!

Message 3 of 12
macinjosh
Senior Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Congrats on the approval!


Samsung Financing TD Bank $3,200


Message 4 of 12
Anonymous
Not applicable

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Wow congrats! This gives me some hope for the future!
Message 5 of 12
Marz2002
Senior Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS  on your NFCU Cash Rewards Approval, the AWESOME SL, and the SUCCESSFUL Rebuild progress!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 6 of 12
Anonymous
Not applicable

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Outstanding SL!  Congrats on your NFCU CR card!  I found out about Navy on here last year.  Very pleased with them thus far!  Thanks for sharing your dp's with us.

Message 7 of 12
Anonymous
Not applicable

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Sweet! It's Christmas in June! Congrats on your NFCU CashRewards approval and great SL! Smiley Very Happy

Message 8 of 12
Nova5041
Frequent Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's


@Anonymous wrote:
Wow congrats! This gives me some hope for the future!

Absolutely, I guess they must have changed their polices again!Smiley Very Happy 


BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 9 of 12
800FICOGoal
Established Contributor

Re: NFCU Cash Rewards Approval, interesting bankruptcy DP's

Thats a very nice limit. Congrats!!!



Rebuild Cards

Goal Cards

Loans
Message 10 of 12
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