No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Congrats Bella! Welcome to the NFCU family!
Congrats OP on getting in!
I think you may be onto something re: UTI. I got instantly approved a little over a week ago for 12k SL on the cashRewards with a lower TU than yours (my internal is 314 somehow), equal inquiries, the same APR, but I have less than 1% UTI. There is nothing in my profile (very modest income and a couple of open, yet manageable, baddies) that I can see apart from my UTI that would have warranted that SL.