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NFCU Cash Rewards Approval w/Datapoints

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AverageJoesCredit
Legendary Contributor

Re: NFCU Cash Rewards Approval w/Datapoints

Sounds about right GIJane.And i believe to add on should be 3 statement cuts and over 90 days, best time would be after they do a AR.
Message 11 of 13
Anonymous
Not applicable

Re: NFCU Cash Rewards Approval w/Datapoints

Congrats Bella! Welcome to the NFCU family! 

Message 12 of 13
forestgreenrover
Regular Contributor

Re: NFCU Cash Rewards Approval w/Datapoints

Congrats OP on getting in! 

 

I think you may be onto something re: UTI. I got instantly approved a little over a week ago for 12k SL on the cashRewards with a lower TU than yours (my internal is 314 somehow), equal inquiries, the same APR, but I have less than 1% UTI. There is nothing in my profile (very modest income and a couple of open, yet manageable, baddies) that I can see apart from my UTI that would have warranted that SL. 

AmEx Gold, BECU Cash Back 38k, PSECU Founders Visa Sig 30k, IKEA Projekt 28k, NFCU CashRewards 28k, Macy's AmEx 25k, NFCU More Rewards 24.5k, PNC Cash Rewards Visa Sig 20k, PNC Core 20k, Lowe's 17k, Overstock.com 16k, NFCU Plat 15.3k, FNBO Visa 12.3k, AmEx BCP 12k, AmEx EDP 12k, Citi DC 11k, AmEx Delta Gold SkyMiles 10k, PayPal 2% 10k, NFCU CLOC 10k, BBVA Clear Points 9.5k, Amazon Store 8k, Discover it 7.9k, PenFed Power Cash 6.25k, Kay 5.25k, Huntington Voice Plat 5.1k, J.Crew 4.5k, 5/3rd Trio 4k, Citizens Cash Back+ 3.8k, BB&T Bright 3.5k, BB&T Spectrum CR 3.5k, WF Cash Wise 3k, Huntington Voice Rewards 2.9k, WF Propel 2k, BECU Visa 2k, Citi Goodyear 1.9k, Cap 1 QS 1.75k, Cap 1 QS 1.45k
Message 13 of 13
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