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NFCU Cash Rewards Approval w/Datapoints

AverageJoesCredit
Community Leader
Mega Contributor

Re: NFCU Cash Rewards Approval w/Datapoints

Sounds about right GIJane.And i believe to add on should be 3 statement cuts and over 90 days, best time would be after they do a AR.
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 11 of 13
JAG73
Moderator

Re: NFCU Cash Rewards Approval w/Datapoints

Congrats Bella! Welcome to the NFCU family! 

Got some pruning to do... No more new cards!
Message 12 of 13
forestgreenrover
Regular Contributor

Re: NFCU Cash Rewards Approval w/Datapoints

Congrats OP on getting in! 

 

I think you may be onto something re: UTI. I got instantly approved a little over a week ago for 12k SL on the cashRewards with a lower TU than yours (my internal is 314 somehow), equal inquiries, the same APR, but I have less than 1% UTI. There is nothing in my profile (very modest income and a couple of open, yet manageable, baddies) that I can see apart from my UTI that would have warranted that SL. 

AmEx Gold, BECU Cash Back 38k, IKEA Projekt 25k, NFCU CashRewards 20k, Wayfair 17.5k, NFCU More Rewards 16.7k, PNC Core 15k, NFCU Plat 12.3k, Overstock.com 12k, AmEx BCP 12k, AmEx EDP 12k, Lowe's 12k, AmEx Delta Gold SkyMiles 10k, PNC Cash Rewards 10k, NFCU CLOC 10k, Citi DC 9.5k, BBVA Clear Points 7.5k, PayPal 2% 7k, Kay 5.25k, Huntington Voice Plat 5.1k, Amazon Store 5k, 5/3rd Trio 4k, BB&T Bright 3.5k, PayPal Credit 3.5k, J.Crew 3.5k, Macy's 3k, Disco it 2.9k, Huntington Voice Rewards 2.9k, Disco it Miles 2.5k, WF Cash Wise 1.9k, Citi Goodyear 1.9k, Cap 1 Plat 1.75k, Cap 1 QS 1.45k
Message 13 of 13
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