@Anonymous wrote:Spent 4 years repairing my credit with all the advice on this board. Let's just say I am a longtime lurker! Settled collections, paid off 15k in CC debt, and waited for some 120s to fall off. All of that to get to this point so a little bit overwhelmed atm. As a result NFCU gave me some serious love! $5,500 SL(my highest) 18.00apr this is my first card with them and I CANNOT wait for the 91/3 cli and 2nd card!
Not sure if it helped that I direct deposit all of my pay into my checking account with them that has been open since early 2019.
Fico 8s across the board 730s
Fico 9s across the board 740s
48,000 income
0% uti
~ 20% dt
Great comeback story @Anonymous !!!!
Wow you deserve major props for doing all
the right things to repair your credit.
I'm sure NFCU will be a very generous lender to you :-)
Thanks for posting your story,
Love me a happy ending
Enjoy this,
Cheers
Sweet and welcome to the board
Congrats on your new NFCU card!
@UH_HUH wrote:
@Anonymous wrote:Spent 4 years repairing my credit with all the advice on this board. Let's just say I am a longtime lurker! Settled collections, paid off 15k in CC debt, and waited for some 120s to fall off. All of that to get to this point so a little bit overwhelmed atm. As a result NFCU gave me some serious love! $5,500 SL(my highest) 18.00apr this is my first card with them and I CANNOT wait for the 91/3 cli and 2nd card!
Fico 8s across the board 730s
Fico 9s across the board 740s
48,000 income
0% uti
~ 20% dt
Great comeback story @Anonymous !!!!
Wow you deserve major props for doing all
the right things to repair your credit.
I'm sure NFCU will be a very generous lender to you :-)
Thanks for posting your story,
Love me a happy ending
Enjoy this,
Cheers
Appreciate it and yes it feels good to be able to get the things I want and need in my life without worrying about my credit. Wasn't easy but definitely worth it!
Congratulations on your approval and all your progress!
