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NFCU Cash Rewards Approved

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Anonymous
Not applicable

NFCU Cash Rewards Approved

Approved for membership about 3 weeks ago. Added around $200 to checking and same to savings and setup direct deposit. Called in today and apped for the NFCU cash rewards card and was approved for $2,900 SL. I think it's low due to a lot of recent inquiries and some new accounts. Got off the phone and I couldn't help myself, apped for a CLOC $15,000 and got a message that I'd have an answer via email or text within 1 hour (Fingers Crossed) I have 6-7 inquiries falling off on the 19th from a car purchase 2 years ago so i figured why not. Going to head to the garden for 6 months minimum after this run. 

Message 1 of 19
18 REPLIES 18
Scupra
Super Contributor

Re: NFCU Cash Rewards Approved

Congrats on joining NFCU and getting the cashRewards Smiley Happy It will grow very quickly as I am sure you know.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Thank you! Yes definitely looking forward to it. The rep I spoke with on the phone said to give it a year and request a cli. Not sure if I should have requested $15k on that navcheck
Message 3 of 19
Scupra
Super Contributor

Re: NFCU Cash Rewards Approved


@Anonymous wrote:
Thank you! Yes definitely looking forward to it. The rep I spoke with on the phone said to give it a year and request a cli. Not sure if I should have requested $15k on that navcheck

They will usually counter do don't worry. If they don't send a SM asking for $5k to prove yourself Smiley Happy Good luck

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Thanks for the info it's much appreciated. Any idea how long it may take before I hear anything from them? Also you think I should ask for recon of the credit card SL?
Message 5 of 19
Scupra
Super Contributor

Re: NFCU Cash Rewards Approved


@Anonymous wrote:
Thanks for the info it's much appreciated. Any idea how long it may take before I hear anything from them? Also you think I should ask for recon of the credit card SL?

If they arent backed up, usually a couple hours. I would wait for the CLOC app to finish before doing a recon on SL.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 6 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Agreed. Thank you again
Message 7 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Very nice, congrats on the Cash card approval... the CLOC is another department to it is normal to take few days to get back to you. I hope you get it Smiley Wink... good luck !!

Message 8 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Thank you! Aaaah me too! I swore to myself I would he in the garden last week one of the reasons being the suspense of these apps cli requests etc kills me lol. I just couldn't let this recently approved nfcu account sit while I was in the garden without at least apping for a cc!
Message 9 of 19
Anonymous
Not applicable

Re: NFCU Cash Rewards Approved

Still no answer as of yet. If I'm approved for the CLOC would you recommend I still recon for the SL tomorrow or should I just leave well enough alone? Also do you think 1 day later they would still use the same pull or even a new SP? Thanks again

Message 10 of 19
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