I have a credit card with them with a $3000 limit for over a year and a half... I am almost maxed on my util with them but I have been paying off a lot of other debt. I am around 55% UTIL altogether... Anyways, they did add a hard inquiry to my EQ report but I just logged in and they increased me to $15,000! I am thrilled! I asked to approve for the max amount they would approve.
Should I hold off on asking to increase my Navcheck? Thanks!
Updated 1/25 - Just got a text. My $3000 Navcheck also got approved - for the full $15,000. Yay!
With your new line I would consider taking advantage of the 2.9% BT offer right now and get everything consolidated to 1 card... I think you will see your score come up quite a bit and some other cards willing to give you increases too.
congrats on the big CLI! I've only been with NFCU for about 6 months but they really seem to grow with time - even with minimal use!
I've only used my CC once for about $8, but they recently increased it from 15.3k to 21.5k, and just this morning got the CLOC bumped up from 2.5k to 15k