NFCU Cash Rewards CLI & App for Platinum - myFICO® Forums - 6141206

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My 91/3 was today. So a little after midnight I requested a CLI on my Cash Rewards card that is currently at a $3,000.00 limit at 9.65% and got the 24 Hour message. I was a little hesitant to app for a 2nd card based on that. I wanted Flagship but with no SUB currently I found it useless. So I decided to try Platinum. It's a good card to have for emergencies and projects. I was scared tho after seeing how some others have app'd for it and gotten a low limit or a not so great interest rate. After all, the whole point of the card is the opportunity at a low interest rate.

Well, I did app for it and BOOM!!!!! Approved in 29 secs for $25,000.00 at 5.99% interest. UNBELIEVABLE!!!! Only have been with Navy for 3 months! Let's go!!!!

I have a mortgage refinance I am trying to start with another lender. Once that's done I will app for an Auto Loan and then garden it up until Flagship has a SUB.

Thanks to everyone here for your help, transparency, and willingness to take time for people like me to turn their credit around. You all are the true MVP's!

I'll update once I hear back about the CLI

Message 1 of 23

22 REPLIES 22

Congratulations on your approval! Good luck on your CLI request.

Message 2 of 23

Congratulations awesome SL and a low Apr 5.99 I love my nfcu Platinum Cc. 👍

Message 3 of 23

Great! Congratulations on the Platinum card approval and you received the lowest rate 👍

Look forward to reading about the CLI attempt... good luck!

Message 4 of 23

... I noticed you recently joined the forum yesterday, welcome!👍

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Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

FNBO Evergreen Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Discover it Cash Back $14,000

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Apple Card $8,500

Citi Custom Cash WEMC $8,000

Bank of the West Cash Back WMC $3,000

Message 6 of 23

Congratulations on the Platinum approval and great APR! I hope you also get your CLI request approved too!

Message 7 of 23

Congrats on your approval! That's a great SL & APR.

Credit Cards

Banks & Credit Unions

Take the myFICO Fitness Challenge 2020!

Message 8 of 23

Congratulations on your NFCU Platinum approval!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 9 of 23

Well played! Congrats on the Platinum approval!!! I wish you luck on the CLI!

Welcome to the forums!!! 😊

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