Re: NFCU Cash Rewards CLI & App for Platinum

Anonymous · ‎09-20-2020

My 91/3 was today. So a little after midnight I requested a CLI on my Cash Rewards card that is currently at a $3,000.00 limit at 9.65% and got the 24 Hour message. I was a little hesitant to app for a 2nd card based on that. I wanted Flagship but with no SUB currently I found it useless. So I decided to try Platinum. It's a good card to have for emergencies and projects. I was scared tho after seeing how some others have app'd for it and gotten a low limit or a not so great interest rate. After all, the whole point of the card is the opportunity at a low interest rate.

Well, I did app for it and BOOM!!!!! Approved in 29 secs for $25,000.00 at 5.99% interest. UNBELIEVABLE!!!! Only have been with Navy for 3 months! Let's go!!!!

I have a mortgage refinance I am trying to start with another lender. Once that's done I will app for an Auto Loan and then garden it up until Flagship has a SUB.

Thanks to everyone here for your help, transparency, and willingness to take time for people like me to turn their credit around. You all are the true MVP's!

I'll update once I hear back about the CLI